Operations Analyst- Lending BA4
Barclays
Step into the role of Operations Analyst -Lending BA4 at Barclays, where you will play a pivotal role to manage operations within a business area and maintain processes, risk management initiatives and compliance with relevant regulators. You will take ownership of your work, ensuring it aligns with the relevant rules & regulations, and codes of conduct.
To be successful as an Operations Analyst -Lending BA4 at Barclays, you should have below critical skills.
- Graduate/post-graduate in any discipline
- Non-Voice with Individual Contributor role
- Perform Settlements operations for wholesale lending & commercial lending.
- Oversee end-to-end loan trade settlement activities, ensuring accurate accounting, timely cash movements, and strong adherence to credit agreements.
- Involves coordinating with Agent Bank's, Lenders, Borrowers and internal partners to deliver seamless settlement execution and robust servicing across Barclays syndicated and bilateral loan portfolios.
- Strong understanding of syndicated loan settlements, cash flows, and servicing actions including rate sets, rollovers, drawdowns, and prepayments.
- Proven ability to manage daily loan accounting, payment processing (manual and STP) and SWIFT confirmations with a high degree of accuracy.
- Experience in resolving FOBO breaks, cash breaks, and performing treasury-level accounting entries.
- Capability to respond to queries from Agent Banks, Borrowers, Finance, PCG, and Middle Office with clarity and precision.
- Ability to support lifecycle events such as new facility setup, drawdowns, and termination of commitments.
- Working knowledge of loan operations platforms such as Loan IQ and ACBS.
- Familiarity with syndicated lending structures and cash management processes.
- Experience in SSI setup/maintenance and high-value payment verification within authorized limits.
- Exposure to Corporate or Investment Banking operations.
- Understanding of KRIs, workflow management, and operational control frameworks.
- Flexibility in hours of work and ability to work changing shifts patterns.
You may be assessed on key essential skills relevant to succeed in role, such as risk and controls, change and transformation, business acumen, strategic thinking and digital and technology, as well as job-specific technical skills.
This role is based out of Noida.
Purpose of the role
To support Wholesale Lending with day-to-day processing, reviewing, reporting, trading and issue resolution.
Accountabilities
- Support with day-to-day Wholesale Lending initiatives including processing, reviewing, reporting, trading and issue resolution through lending technical expertise.
- Monitoring the bank’s lending operations to ensure that they are conducted in an efficient and effective manner and comply with relevant regulatory requirements.
- Collaboration with teams across the bank to align and integrate Wholesale Lending processes.
- Identification of areas for improvement and providing recommendations for change in Wholesale Lending processes.
- Development and implementation of Wholesale Lending procedures and controls to mitigate risks and maintain operational efficiency.
- Development of reports and presentations on Wholesale Lending performance and communicate findings to internal senior stakeholders.
- Identification of industry trends and developments to implement best practice in Wholesale Lending Services.
- Participation in projects and initiatives to improve Wholesale Lending efficiency and effectiveness.
Analyst Expectations
- Will have an impact on the work of related teams within the area.
- Partner with other functions and business areas.
- Takes responsibility for end results of a team’s operational processing and activities.
- Escalate breaches of policies / procedure appropriately.
- Take responsibility for embedding new policies/ procedures adopted due to risk mitigation.
- Advise and influence decision making within own area of expertise.
- Take ownership for managing risk and strengthening controls in relation to the work you own or contribute to. Deliver your work and areas of responsibility in line with relevant rules, regulation and codes of conduct.
- Maintain and continually build an understanding of how own sub-function integrates with function, alongside knowledge of the organisations products, services and processes within the function.
- Demonstrate understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub-function.
- Make evaluative judgements based on the analysis of factual information, paying attention to detail.
- Resolve problems by identifying and selecting solutions through the application of acquired technical experience and will be guided by precedents.
- Guide and persuade team members and communicate complex / sensitive information.
- Act as contact point for stakeholders outside of the immediate function, while building a network of contacts outside team and external to the organisation.
All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship – our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset – to Empower, Challenge and Drive – the operating manual for how we behave.