Risk & Underwriting Associate Analyst
Cigna
ABOUT US:
Cigna Healthcare is a global health service company with roots in the US, serving more than 180 million customers and patients throughout the world. We deliver quality health care through choice, predictability, affordability and through integrated capabilities and connected, personalized solutions that advance whole person health.
Cigna’s mission is to help our customers improve their health, well-being and sense of security by providing access to care. With our whole health approach, we’re focused on addressing health concerns, improving resilience, reducing stress levels and emotional health issues.
Position:
In this role, you will be part of the SME Underwriting team based in Glasgow. As a Risk and Underwriting Associate Analyst, your focus will be on GEH business and you will discuss the performance of your SME contracts with the respective client managers. You will support the quotes and renewals activity for the SME book of business and will identify the financial risks involved, requiring the development of a detailed understanding of every aspect of the international business unit. The ideal candidate will be able to communicate clearly, take responsibility to achieve set goals and be able to identify and analyse any existing or potential problems, adapting quickly to find a solution. You like to work in a fast paced environment and are ready to learn and develop through the wider Underwriting Team.
Main Duties / Responsibilities
Perform and review case-specific risk assessments within GEH
Responsible for terms negotiations with Sales and Client Management
Monitor account earnings plans to achieve growth and profitability
Support portfolio management by analysing performance and providing detailed feedback.
Support Experience Underwriters with large group cases
Manage complex schemes: partnerships, top-ups, combined propositions…
Mentorship of junior members of staff
Provide monthly reports to key stake holders.
Scope and Dimensions
Reports to Underwriting Senior Supervisor. Includes a knowledge and understanding of all aspects of the business. Requires co-ordination and integration with every department including:
Sales & Client Management
Finance
Actuarial
Systems
Legal services
Operational teams
Experience/Education Required
High level of numeracy
Negotiating
Organisational and time management skills
Knowledge of processes, procedures and systems
Good business/product knowledge
Influencing skills
Attention to detail
Good communication skills
BENEFITS:
Competitive salary Multicultural and hybrid working environment
Private Medical Insurance
Employee Wellbeing Benefits
Educational Development Program
Join our globally recognized brand where trust, communication, and a positive culture are paramount. Our leadership is consistent, approachable, and supportive, ensuring your well-being and work-life balance.
We are seeking individuals who thrive in collaborative environments, are passionate about driving meaningful change, and are excited to grow in a company that prioritizes its people.
It’s time to look to your future and apply to work for Cigna today!
About Cigna Healthcare
Cigna Healthcare, a division of The Cigna Group, is an advocate for better health through every stage of life. We guide our customers through the health care system, empowering them with the information and insight they need to make the best choices for improving their health and vitality. Join us in driving growth and improving lives.Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws.
If you require reasonable accommodation in completing the online application process, please email: SeeYourselfEMEA@cigna.com for support. Do not email SeeYourselfEMEA@cigna.com for an update on your application or to provide your resume as you will not receive a response.