We are seeking a visionary and hands-on AI Product Engineer to join our Banking Technology group. This is a senior-level, strategic role designed for a leader who thrives at the intersection of product management, artificial intelligence, and software engineering.

You will be responsible for shaping the future of our financial products by identifying high-impact opportunities for AI and leading the end-to-end lifecycle from concept to scaled production.

This is not a traditional development role. We are looking for a product-minded technologist who can bridge the gap between complex business challenges and cutting-edge AI solutions. You will be heavier on the "product" side - defining the vision, strategy, and roadmap while maintaining the deep technical expertise to guide a cross-functional team in building and shipping world-class, AI-powered applications.

Responsibilities

• Define the Vision: Own the product strategy for AI initiatives within Banking Technology. Analyze market trends, internal business processes, and user pain points to identify and champion new opportunities for AI-driven innovation.
• Drive the Roadmap: Translate the product vision into a clear, actionable roadmap. Develop and prioritize features, epics, and user stories to guide the engineering team.
• Lead from the Front: Act as the key technical and product leader for a dedicated team of engineers. Mentor team members, establish modern engineering best practices and foster a culture of excellence and rapid iteration.
• Bridge Business and Tech: Serve as the primary liaison between business stakeholders, end-users, and the development team. Articulate complex technical concepts to non-technical audiences and translate business requirements into robust technical designs.
• Hands-On Prototyping and Architecture: Be prepared to get hands-on with building proofs-of-concept and initial prototypes to validate ideas quickly.
• Champion and Influence: Influence and negotiate with senior leadership to secure buy-in and resources for your product vision. Communicate progress, challenges, and outcomes effectively across all levels of the organization.
• Manage Risk and Compliance: Uphold the firm's commitment to risk management and compliance. Ensure that all product decisions and technical implementations adhere to the highest standards of security, ethics, and regulatory requirements, safeguarding the firm and its clients.

Education:

• Experience: Significant experience in technology, with a proven track record of shipping products from concept to launch in a product-centric or entrepreneurial role.
• Product & Engineering Hybrid: Demonstrated experience in a role that blends product management (defining the "what" and "why") with software engineering (defining the "how").
• AI/ML Expertise: Deep subject matter expertise in applying modern AI/ML techniques to solve real-world business problems. Experience with NLP, predictive modeling, or generative AI is highly desirable.
• Domain Knowledge: A strong understanding of core banking and financial technology domains (e.g., commercial banking, risk, transaction services, capital markets).
• Leadership: Proven ability to lead, mentor, and inspire cross-functional teams in a fast-paced, agile environment. Experience with project management and influencing without direct authority.
• Stakeholder Management: Exceptional communication and relationship-building skills, with the ability to build consensus and drive decisions among senior leaders and diverse stakeholders.
• Technical Acumen: While this is a product-heavy role, you should have a strong foundation in software engineering principles and be comfortable discussing architecture and code with your team.

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

What we’ll provide you

By joining Citi London, you will not only be part of a business casual workplace with a hybrid working model (up to 2 days working at home per week), but also receive a competitive base salary (which is annually reviewed), and enjoy a whole host of additional benefits such as:

• 27 days annual leave (plus bank holidays)
• A discretional annual performance related bonus
• Private Medical Care & Life Insurance
• Employee Assistance Program
• Pension Plan
• Paid Parental Leave
• Special discounts for employees, family, and friends
• Access to an array of learning and development resources

Visit our Global Benefits page to learn more.

Alongside these benefits Citi is committed to ensuring our workplace is where everyone feels comfortable coming to work as their whole self, every day. We want the best talent around the world to be energized to join us, motivated to stay and empowered to thrive.

------------------------------------------------------

Job Family Group:

Technology

------------------------------------------------------

Job Family:

Applications Development

------------------------------------------------------

Time Type:

Full time

------------------------------------------------------

Most Relevant Skills

Please see the requirements listed above.

------------------------------------------------------

Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

------------------------------------------------------

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View Citi’s EEO Policy Statement and the Know Your Rights poster.