Job Title- Product Head, Business Banking

Location- Mumbai

Role Description

• Head the Product function for the core Business Banking Lending and Trade Finance products suite for Private Bank India viz. Working Capital Finance, Trade Finance, Supply Chain Finance, FX, etc.
• Responsibility to deliver Balance sheet as well as Revenue numbers in line with the business plans; NNL growth and Portfolio performance are the main focus areas
• Focus on new product development in line with business growth strategy as well as product gap fixing in line with customer expectations
• Process review and enhancement on an ongoing basis
• Business support to coverage teams, working on Business Banking product queries and structuring of deals
• Ensure compliance on product and process, to satisfy internal and external control and regulatory requirements
• Lead and train the team of employees under your charge to deliver the organisational objectives following the values of the Bank.

What we’ll offer you

As part of our flexible scheme, here are just some of the benefits that you’ll enjoy

• Sponsorship for industry relevant certifications and conferences
• Employee Assistance Program for you and your family members
• Comprehensive Hospitalization Insurance for you and your dependents
• Accident and Term life Insurance
• Complementary Health screening for 35 yrs. and above
• Best in class leave policy
• Gender neutral parental leaves
• 100% reimbursement under childcare assistance benefit (gender neutral)

Your key responsibilities

• Deliver financial metrics; pertaining to Revenues, Book growth and Portfolio performance
• Effectively manage the Business Banking – Lending product team; and further interact with multi-disciplinary functions as a key owner of the product.
• Focus on new Product development, Project management and Process enhancement

Your skills and experience

• Product / Sales experience of 15 yrs plus with a focus on Business Lending, with a strong knowledge of Trade Finance and Supply Chain finance nuances too.
• Project management experience, should have delivered at least one product from conception to delivery
• Strong assessment capability of customer financials with upto date general knowledge of different industries / trends.
• Well-versed in understanding the legal and technical intricacies around real estate (as a collateral) pan India
• Team management skills

How we’ll support you

• Training and development to help you excel in your career
• Coaching and support from experts in your team
• A culture of continuous learning to aid progression
• A range of flexible benefits that you can tailor to suit your needs

About us and our teams

Please visit our company website for further information:

https://www.db.com/company/company.htm

Our values define the working environment we strive to create – diverse, supportive and welcoming of different views. We embrace a culture reflecting a variety of perspectives, insights and backgrounds to drive innovation. We build talented and diverse teams to drive business results and encourage our people to develop to their full potential. Talk to us about flexible work arrangements and other initiatives we offer.

We promote good working relationships and encourage high standards of conduct and work performance. We welcome applications from talented people from all cultures, countries, races, genders, sexual orientations, disabilities, beliefs and generations and are committed to providing a working environment free from harassment, discrimination and retaliation.

Visit Inside Deutsche Bank to discover more about the culture of Deutsche Bank including Diversity, Equity & Inclusion, Leadership, Learning, Future of Work and more besides.