Details of the Division and Team:

Risk Management is responsible for managing and controlling the risk profile of the bank. The profession path covers financial and non-financial risks. Examples of financial risks include client creditworthiness, market price fluctuations etc. Examples of non-financial risks are inadequate processes, controls, or systems etc. Risk Management roles may cover various aspects of the risk lifecycle including:

• Establishing risk governance

• Setting risk frameworks, policies, and risk appetite

• Embedding risk culture

• Identifying existing and emerging risks

• Measuring and modelling risks

• Active transaction and portfolio risk decision making

• Determining mitigants and controls

• Reporting the aggregate risk profile and escalating risk events

• Driving scenario and downside analysis. Risk Management related roles exist in either the 1st line of defence or the 2nd line of defence as independent control functions.

What we will offer you

A healthy, engaged and well-supported workforce is better equipped to do their best work and, more importantly, enjoy their lives inside and outside the workplace. That’s why we are committed to providing an environment with your development and wellbeing at its center.

You can expect

• Corporate Group Insurance – premium borne by company

• Provident Fund Scheme – employer & employee contributions

• Annual health checkup – cost borne by company (once a year; conditions apply)

• Flexible Work Arrangements – various ways to work, to fit employees’ needs

• EAP – free and confidential counseling, online work-life resources

• Employee networks – Diversity, volunteering, - various activities to participate

• Primary caregiver & non primary caregiver leave – more than statutory requirement

Your key responsibilities:

• Risk Manager for DB Bangkok branch covering primarily credit risk and a lesser extent market risk. Ensure compliance of risk related regulations imposed by Bank of Thailand.

• This role is part of a regional team and supported by risk specialists in regional head office both from credit and market risk teams. It is suitable for candidates with aspirations for cross risk exposures and key risk role within the local Thai franchise.

• Be familiar and up to date with Bank of Thailand’s regulations relating to Credit Risk & Market Risk and ensure compliance. Eg. Guidelines on Asset Classification, Large Exposure and Reviewing of credit extensions.

• Responsible for monitoring / reporting requirements to local senior management & Bank of Thailand – involves data collation, validation, etc.

• Must be comfortable in dealing with senior stakeholders both internally and externally.

• Approval / recommendation of credit limits and transactions covering Corporates and Financial Institutions.

• Evaluate/prepare counterparty internal ratings and ongoing monitoring of evolving counterparty risk, including but not limited to industry, financial and business risk, management and transparency, peer analysis and financial analysis.

• Demonstrate an understanding of underlying risks in Derivatives Markets, Trade Finance and Lending products.

• Demonstrate a sound judgment of Risk / Return in arriving at credit decisions / recommendations in order to achieve the overall portfolio strategy and objectives of the Bank.

• Effective resolution of conflicting views with Business in a constructive and professional manner, maintaining the Bank’s underwriting standards, at the same time supporting the Business to achieve agreed targets.

• Appointment will be in accordance with Bank of Thailand Notification SorNorSor. 11/2561.

Your skills and experience:

• Proficient in credit risk assessment accumulated through reputed financial institutions, including analysis, approval / recommendation of transactions.

• Basic understanding of key products – financings, trade finance and global markets (fx/rates/commodities).

• Understanding of Bank of Thailand’s regulations relating to credit & markets risks highly advantageous.

• Good credit knowledge on local Thai groups and drivers of local capital/FX markets is a plus.

• Graduate degree in business/finance major or relevant professional qualification (e.g.CA / CFA / MBA / FRM). Completion of CFA level 1 favorably considered.

• Minimum 6 years of relevant experience in a Credit Risk role within the banking industry.

• Strong written and verbal communication skills in English is mandatory.

• Ability to read and converse in Thai highly preferred but not essential

• Strong technical & analytic skills, risk judgment.

How we’ll support you

• Flexible working to assist you balance your personal priorities

• Coaching and support from experts in your team

• A culture of continuous learning to aid progression

• A range of flexible benefits that you can tailor to suit your needs

• Training and development to help you excel in your career

About us and our teams:

Deutsche Bank is the leading German bank with strong European roots and a global network. click here to see what we do.

Deutsche Bank & Diversity

We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.