Job Title: Portfolio Manager, VP

Location: Mumbai, India

Role Description

• The Wealth Management Portfolio Management team is a newly developed lending services unit aimed at supporting robust risk management, monitoring and analytics on the structured loan portfolio of the WM division, which offers bespoke lending solutions to High Net Worth / Ultra High Net Worth clients globally. The loan portfolio comprises loans secured against real estate (both residential and commercial), listed and unlisted shares, art, aircraft and other collateral types (physical or financial). The division also has a sizeable presence in the Private Capital Fund Financing industry with an active Capital Call Financing (Subscription Finance) and LP / GP financing business.
• Integral to such a bespoke lending suite is ensuring high quality assessment, monitoring and maintenance of a sizeable book with complex collateral types. The Team Lead – Corporate Analytics Unit (VP) is responsible for managing an analyst and reporting team to the support both the structured and securities-based lending portfolios for WM division, by leading the analytical and monitoring activities required for exposures related to Operating Companies.
• This may include (i) Corporate credit/cash flow/forecasting and DCF valuation analysis to support financing against illiquid company shares (including Single Stock Lombard Loans and Unlisted Share financings; (ii) Ongoing analytical support / monitoring of key concentrations in the Lombard Lending portfolio.
• The Head will have a strong Corporate Financial Analysis / Corporate Lending background who will ensure the team is appropriately staffed, trained and producing quality analytical support to the Lenders, as part of the credit submission / credit review process.
• The Head will also play a key role in managing the workflow and relationships with key global stakeholders, which will include Lenders/Structurers, Credit Risk Management (both on a BAU basis) as well as auditors / regulators where required. The candidate will report to the Head of PM Services Team (Mumbai).

What we’ll offer you

As part of our flexible scheme, here are just some of the benefits that you’ll enjoy

• Best in class leave policy
• Gender neutral parental leaves
• 100% reimbursement under childcare assistance benefit (gender neutral)
• Sponsorship for Industry relevant certifications and education
• Employee Assistance Program for you and your family members
• Comprehensive Hospitalization Insurance for you and your dependents
• Accident and Term life Insurance
• Complementary Health screening for 35 yrs. and above

Your key responsibilities

• Hire, train and oversee a specialist team of Corporate Financial Analysts to support preparation of detailed credit submissions and monitor the ongoing portfolio (including via covenant tracking and performance monitoring)
• Devise and maintain a robust ongoing monitoring process for key underlying Lombard / Single Stock securities where concentrations exist
• Ensure quality control of analytical output (including financial spreads, forecasts and valuation analysis, as well as assessment of the business / credit risks of the underlying corporate)
• Devise and maintain a robust process flow, KOPs and templates to ensure consistency of output, and ensure meeting of processing KPIs
• Ensure timely info is prepared for management as appropriate (including ad hoc reviews, regulatory enquiries and quarterly stress tests)
• Devise (alongside onshore Structuring/Industry SMEs) and maintain a structured training program
• Work with IT / Developer stakeholders to drive continuous improvement of system backbone available to support Portfolio Management capabilities (where appropriate)

Your skills and experience

• Highly numerate, degree qualified
• Minimum 7-10 years’ experience in Corporate Financing, Underwriting and Corporate Credit Analysis roles / similar areas with deep expertise in corporate debt and valuation metrics in an institutional banking environment – with clear technical expertise. Additional experience with Financial Institution and Private Equity Fund analysis an advantage.
• Sophisticated understanding of key financial metrics and concepts (including cash flow analysis, debt leverage measures, DCF and other valuation methodologies)
• Team leadership exposure in a technical and analytical context
• Experience in onshore/offshore service models and the ability to relationship manage a varied set of stakeholders
• Strong understanding of process and credit portfolio management requirements in a regulatory environment faced by an international bank
• Experience in service team build-out a strong advantage

How we’ll support you

• Training and development to help you excel in your career
• Coaching and support from experts in your team
• A culture of continuous learning to aid progression
• A range of flexible benefits that you can tailor to suit your needs

About us and our teams

Please visit our company website for further information:

https://www.db.com/company/company.html

We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.