Key Responsibilities • Monitor credit utilization and past-due percentages to determine actions, including applying or releasing sales blocks. • Approve or recommend customer credit limits and payment terms based on credit risk models and guidelines. • Ensure compliance with SOX controls and IFRS/US GAAP standards. • Facilitate credit committee reviews for high-risk accounts and exceptions. • Maintain accuracy of credit master data and conduct periodic reassessments. • Perform credit evaluations such as financial statement analysis, bureau reports, trade references, and banking information. • Collaborate with Sales and Customer Success teams to support onboarding and balance risk with business objectives. • Provide collections forecasts, cash inflow projections, and risk exposure summaries to Finance/FP&A • Communicate account status, risk, and actions to Supervisor, manager & leadership; run cadence reviews with business units Qualifications • Bachelor’s degree in finance, Accounting, or a related discipline. • 5–7 years of experience in credit analysis, credit management, or collections. • Strong understanding of financial statement analysis, credit scoring methodologies, and accounts receivable risk management. • Excellent verbal and written communication skills with strong negotiation capabilities. • Experience with credit assessment tools such as D&B, Experian, and Moody’s.

Our Commitment to a Culture of Inclusion & Belonging
Ecolab is committed to fair and equal treatment of associates and applicants and furthering the principles of Equal Opportunity to Employment. We will recruit, hire, promote, transfer and provide opportunities for advancement based on individual qualifications and job performance in all matters affecting employment, compensation, benefits, working conditions, and opportunities for advancement. Ecolab will not discriminate against any associate or applicant for employment because of race, religion, color, creed, national origin,citizenship status, sex, sexual orientation, gender identity and expressions, genetic information, marital status, age, or disability.