Business Analyst in Payments & Card Acceptance team

We are looking for an Analyst to join our Payments & Card Acceptance team. The successful candidate will be responsible for analysing business requirements, designing process solutions, and supporting the implementation of card payment systems. This role combines strong business acumen with solid technical understanding in payment processing.

Your scope of duties:

• Analyze and model business processes in the area of card issuing, acceptance, transaction clearing and others
• Prepare functional and non-functional requirements for systems
• Collaborate with IT teams, developers, external vendors, and payment industry regulators
• Participate in projects related to POS terminals, e-commerce payment gateways, and transaction authorization and settlement platforms
• Conduct data analysis of transactions to identify operational improvement areas
• Prepare process documentation, user guides, and analytical reports
• EY.AI - in this role, your capabilities are augmented by artificial intelligence. With AI-powered solutions your analyses, insights and innovative ideas will reach a higher level. Starting with a series of training sessions, you will then use EYQ - your virtual assistant, along with other unique tools often available exclusively at EY. We continuously invest in innovation to provide you with a work environment where you can focus on the most interesting aspects of your job and create the best solutions for clients

Our requirements:

• Bachelor’s degree in Economics, IT, Finance or related fields
• 2–3 years of experience in card acceptance, settlement, or payment bank’s system operations
• Knowledge of authorization, settlement, and chargeback processes
• Understanding of industry standards (EMV, PCI DSS, ISO 8583)
• Ability to create analytical and technical documentation
• Strong analytical, problem-solving, and communication skills
• English and Polish language proficiency at B2 or higher

Desirable:

• Experience in implementation projects for payment systems (e.g., ACI, Visiona, Fiserv, Worldline, eService)
• Knowledge of communication standards in electronic payments
• Participation in optimization or transformation projects in banking or fintech sectors

What we offer:

• EY Badges - global certification of your competencies and the opportunity to earn an MBA title from the prestigious Hult University
• Career Counselor - professional, one-to-one guidance on career building and development
• Innovate EY - unique programmes where you can create your own start-up using our know-how and funding
• Psycho-educational platform - a package of free consultations with specialists in the broad field of mental health and personal development and access to educational activities
• A convenient hybrid working model
• Benefit programme offering private healthcare with additional preventive examinations, life insurance, tickets, team sports, language learning platform, sports cards and much more (available online and offline)

Recruitment stages:

1. Apply. If you are doing it for the first time, create a profile and add a resume.

2. Talk. Recruiters and recruiters and people from your future team are waiting.

About EY Poland:

We are a global consulting firm - helping businesses, organisations and communities make the most of their potential. Our audit, consulting, legal, strategy, tax and transaction teams ask the non-obvious questions to find new answers to the complex challenges facing the world today.

We employ more than 390,000 exceptional people in over 150 countries around the world. In Poland there are over 7,000 of us, working in: Warsaw, Gdansk, Katowice, Krakow, Lodz, Poznan, Rzeszow and Wroclaw.

We create amazing things together every day. We have the people, the development path and the training to help you grow fast, gaining experience on successive projects.

We care about the environment - not just the business. As part of our plan, we have reduced our global greenhouse gas emissions in fiscal 2023 by 43% from a 2019 baseline.

EY is an equal opportunity employer, we value and promote diversity in the knowledge and experience of our community. We operate the 'Level Up Without Barriers' program, which supports employees with disabilities to achieve their career ambitions and dreams.

EY provides all applicants with equal opportunities in the recruitment process, regardless of gender, age, race, religion, sexual orientation, national origin, disability or any other legally protected basis, in accordance with applicable law.