We're a team of specialists charged with managing the firm’s funding, liquidity, capital and relationships with creditors and regulators. Corporate Treasury manages the firm’s financial resources and minimizes interest expense through liability planning, asset liability management, and liquidity portfolio yield enhancement. Corporate Treasury plays a central role in the firm’s overall strategy with responsibility for providing appropriate funding to support all firmwide activity while maximizing net interest income. The division allocates financial resources, raises funding and capital to support firm activity, and dynamically manages the firm’s asset liability risk and liquidity portfolio. Corporate Treasury actively engages in public markets and with businesses across the firm, investors, ratings agencies and regulators. Corporate Treasury is also responsible for the firm’s payment services. The division is ideal for collaborative individuals with strong quantitative analysis skills, interest in portfolio management and a risk management mindset.

Who We Look For

Professionals in Corporate Treasury have an analytical mindset, exhibit intellectual curiosity and are from diverse academic backgrounds. We’re looking for candidates who will thrive in a dynamic environment where attention-to-detail, multitasking and time management skills are essential.

The division is ideal for collaborative individuals with strong quantitative skills, intellectual curiosity, and a commercial yet risk-conscious mindset. Working in the Corporate Treasury division, you will have exposure to all aspects of the firm, including new business activities and critical strategic programs. Strong communication and interpersonal skills are necessary to work successfully with internal and external stakeholders including leadership of the firm’s business lines, its creditors, regulators and external counterparties.

About The Role

Within Corporate Treasury, the Cash Management team is a global, multi-faceted, and cross-product function. The primary objective of the team is the funding of firm bank accounts, execution of core banking functions, supervision of payment processing, and active monitoring of cash and security positions. This role offers a rare opportunity to support products and businesses ranging from Foreign Exchange, Commodities, Credit, Equity, Interest Rates, Repo, and Insurance/Pensions to bespoke structured derivative arrangements.

An Associate within Cash Management will primarily focus on the funding and supervision of bank accounts through the performance and reengineering a number of operational processes. The candidate will be expected to perform these functions while demonstrating innovation and a proactive approach—highlighting inefficiencies and risks and implementing improvements. This role involves close partnership and interaction with a wide range of areas, including Credit Risk Management, Legal and Compliance, Sales, Trading, Corporate Controllers, and other Operations teams.

Job Responsibilities

• Funding & Oversight: Review current funding levels for firm bank accounts, provide comprehensive oversight, and resolve or escalate funding shortfalls in a timely manner.
• Stakeholder Liaison: Serve as a key escalation point for internal issues and connect directly with external agent banks to manage account relationships.
• Cross-Divisional Collaboration: Liaise with internal groups (including Credit, Sales, Trading, Middle Office, Legal, Settlements, and Corporate Treasury) to resolve complex funding and operational issues.
• Product & Function Support: Support the development and implementation of new loan and deposit functions.
• Process Control & Integrity: Perform critical control functions to ensure the integrity, security, and accuracy of our cash management processes.
• Process Reengineering: Proactively identify operational inefficiencies, mitigate risks, and implement creative process improvements and automation.

Basic Qualifications

• Education and Experience: 3–5 years of experience in capital markets, preferably in Treasury, cash management, payments, or funding-related functions.
• Communication Skills: Strong written and oral communication skills with the confidence to interact with internal and external stakeholders, including senior leadership and external agent banks.
• Problem-Solving: Strong root-cause analysis and problem-solving skills, with self-motivation and leadership to drive projects and process improvements to completion.
• Technical Aptitude: Ability to partner with Engineering on technical solutions and understand treasury and cash management flows.
• Organization: Highly organized, able to work independently, and manage conflicting, rapidly changing priorities throughout the day.
• Analytical Mindset: Ability to conduct research, analyse complex operational processes, and identify relevant risks.
• Strong attention to detail, intellectual curiosity, and commitment to excellence.

Preferred Qualifications

• Prior knowledge of payment scheme requirements (e.g., CHAPS, BACS, FPS, Target 2, SEPA, SWIFT) and general cash management is preferred.
• Experience in the reengineering of operational processes and implementing workflow automation.
• Understanding of banking organizations, financial products, and transaction flows across various business lines (FX, Commodities, Credit, Equity, Repo, etc.).
• Strong teamwork and collaboration skills, with the ability to build trusting, long-term relationships with stakeholders.

About Goldman Sachs

At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world.

We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers.

We’re committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: https://www.goldmansachs.com/careers/footer/disability-statement.html

© The Goldman Sachs Group, Inc., 2026. All rights reserved.

Goldman Sachs is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, national origin, age, veterans status, disability, or any other characteristic protected by applicable law.