Credit Support Specialist IV
JPMorganChase
Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging environment?
As a Credit Support Specialist IV within our dynamic and growing team, you will analyze financial statements, process and review loan documentation, and ensure compliance with lending requirements. You will perform due diligence, interpret complex legal and financial documents, and collaborate with stakeholders to resolve documentation issues. Your role requires strong communication, attention to detail, and proficiency in financial analysis, as well as the ability to work independently and manage multiple priorities in a dynamic team environment.
Job responsibilities:
- Perform analysis of Financial Statements and complete spreading as per the guidelines
- Process Financial Statements, Appraisal reports, Borrowing Base Certificate, Compliance Certificate, Mortgage documents, Credit Agreement and abstract critical data
- Review Loan documents and process transactions as per Service Level Agreement
- Interpret and understand legal documents pertaining to underwriting and perform due diligence to comply with the lending requirements
- Performs required research on the received request within stipulated timelines
- Interpret data, analyze results using bank’s operating systems
- Follows up on deficient documentation with relevant stake-holders
- Makes informed decisions regarding the documentation handled
Required qualifications, skills, and capabilities:
- Bachelor’s degree in Commerce/Accounting
- Minimum 3 years of work experience, in Banking/Mortgage/Financial Analysis and Loan Operations
- Candidate should be open to work in shifts
- Strong verbal & written communication to effectively communicate with stake-holders across levels building a strong client relationship
- Manage the complex requests with minimum supervision and independently make the decisions related to the process
- Good understanding of Financial Statements, Lease Agreement, Mortgage documents, Accounts Receivable reporting, Accounts Payable reporting, Rent Rolls Credit Agreement and other loan documents
- Advanced Excel & MS Access
- Demonstrate the attributes of flexibility and accountability
- Excellent interpersonal skills to work effectively in team environment
- High level of proficiency in organizing, priority setting, and issues and time management
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.
Responsible for analyzing and spreading the financial statements of the Commercial and Investment Bank clients.