• Assess compliance with credit agreement terms for a designated portfolio of borrowers, identifying potential defaults and breaches of covenants.
• Interpret financial and other covenants in credit agreements, ensuring accurate setup of co-borrowers, guarantors, and other parties in the bank's system of record.
• Conduct credit analysis and monitor ongoing compliance with financial covenants within the assigned portfolio, applying critical thinking skills to identify potential risks.
• Calculate cash flow and leverage ratios in accordance with credit agreement terms, ensuring accurate calculations.
• Manage time effectively to adhere to quality control standards and service level agreements, ensuring timely and accurate completion of tasks.

• Foundational knowledge of credit agreement terms and financial covenants, with the capability to interpret and apply them effectively.
• Proven ability to perform tasks accurately by adhering to well-defined policies, procedures, and techniques.
• Developing proficiency in conflict management, with skills to identify conflicts of interest and facilitate discussions for collaborative solutions.
• Emerging skills in active listening and questioning, utilizing non-verbal cues to empathize and ask insightful questions.
• Strong time management and organizational skills, efficiently handling multiple tasks to achieve goals effectively.

• Foundational capability in driving continuous improvement and process automation, optimizing lending workflows and enhancing operational efficiency.
• Developing proficiency in digital literacy, supporting the effective use of technology in lending services.
• Emerging skill in creating quantitative reports to track lending performance and support strategic planning with data-driven insights.
• Growing proficiency in leading project management efforts, ensuring successful execution of lending service initiatives and alignment with strategic objectives.

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.