Wholesale Commercial Real Estate Portfolio Analytics - Analyst
JPMorganChase
As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class.
As a valued member of the Wholesale CRE Portfolio Analytics team, you will be responsible for the research and evaluation of commercial real estate market trends and economic impacts on a >$200 billion CRE portfolio. Your role will involve conducting in-depth analyses of various CRE property types to provide valuable insights and data-driven recommendations that will enhance our understanding of credit risk within the wholesale sector. By leveraging your expertise, you will contribute to the development of robust analytical frameworks and methodologies that will support informed decision-making and strategic planning within the organization.
Job Responsibilities:
Evaluate CRE data including portfolio concentrations, client and property financials, appraisal, macro-economic data, and real estate market trends and assess the impacts on loan performance and risk grading across all property types (including construction)
Lead thematic and portfolio research initiatives focused on identifying and analyzing emerging risk trends. This involves synthesizing data and insights to understand how these trends impact industry dynamics and credit risk, thereby informing the development of proactive risk management strategies
Utilize strong Python and SQL skills to efficiently manage and manipulate large data from internal and external data sources to drive actionable insights in credit risk
Develop data visualization and summarization techniques to convey key findings in dashboards and presentations to senior management
Have a innovative mindset and look for ideas to identify leading indicators of portfolio performance, real estate market trends, economic demand drivers listed companies earnings call transcripts, news articles etc.
(Optional) Apply Large Language Model (LLM) skills to synthesize information from multiple sources, generating systematic and comprehensive reports. This capability will enhance the ability to integrate diverse data points and insights into cohesive analyses that support strategic decision-making.
Required Qualifications:
Advanced degree in analytical field (e.g., Data Science, Computer Science, Engineering, Mathematics, Statistics)
Deep understanding and practical expertise and/or work experience with Machine Learning, both supervised and unsupervised. Deep Learning (neural network) and graph network expertise & experience is strongly preferred
Experience across broad range of modern analytic and data tools, particularly Python, Alteryx, SQL, Tableau, Qliksense
Excellent problem solving, communications, and teamwork skills
Direct experience with analysis of commercial real estate is a plus
Desire to use modern technologies - should have the aptitude to use modern technologies to simplify and enhance analytics, and drive process efficiencies.
Preferred Qualifications:
- Deep Learning (neural network) and graph network expertise & experience is strongly preferred
- Direct experience with analysis of commercial real estate is a plus
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.
Wholesale Commercial Real Estate (CRE) Portfolio Analytics - Analyst