International Private Bank- Lending Specialist Executive Director- Global Families Group
JPMorganChase
Job Description:
We are actively looking for exceptionally talented individuals who are collaborative, confident and motivated to provide a first-class experience to clients within J.P. Morgan’s International Private Bank. If you have an entrepreneurial mindset and are looking to constantly challenge yourself, J.P. Morgan is the place for you. You will be working alongside a team of talented colleagues from other markets, businesses and functions to provide you with the opportunity to take your career to the next level.
As a Lending Specialist in the International Private Bank, you will manage our most complex borrowing relationships by presenting J.P. Morgan Private Bank’s credit solutions to ultra-high net worth clients and advising on implementation. You will be working primarily with non-U.S. clients based in Europe, the Middle East, Asia and Canada. You will speak to clients about their financial profiles, lending options, and structuring of facilities to meet their funding objectives, all with an understanding of the cross-border implications of lending to non-U.S. clients from the U.S. legal entity.
Job Responsibilities
- Act as internal sales leader for the credit product, liaising with Market Managers, Bankers and Investors to ensure credit is a core part of the J.P. Morgan offering
- Partner with Bankers to uncover needs and deliver sophisticated and innovative solutions to client and prospect financings or restructurings
- Originate credit leads from prospects and existing clients and lead credit marketing initiatives for the local market
- Handle deal analysis, due diligence and credit presentations
- Monitor portfolio risk and proactively work to improve portfolio quality and prevent loss
- Work with colleagues to obtain approval for all loan transactions, and manage the process of booking and funding loans from beginning to end
- Responsible for deepening and strengthening client relationships with J.P. Morgan Private Bank
- Participate in coordination of sales and relationship management effort with Bankers, Investors and Wealth Advisors
Required Qualifications, Capabilities, and Skills
- Expert knowledge of and proven success with complex credit products and concepts including, but not limited to residential and commercial real estate loans, concentrated collateral loans, unsecured lending, marketable secured lending, aircraft finance, art lending and other specialty lending
- Ten plus years of experience with extensive credit, loan and deposit products
- Bachelor’s degree required, MBA preferred
- Ability to understand and negotiate legal loan and cross-border documentation, walk clients through approval processes and any answer questions they have
- Ability to develop relationships with our colleagues in Europe and Asia who we share clients with, and ability to communicate where various transactions are in the pipeline to senior management in the U.S., Europe and Asia
- Prior experience structuring creative and complex credit transactions
- Demonstrated understanding of wealth management including, but not limited to: investment management, trusts and financial planning
- Ability to communicate sophisticated credit concepts to all levels of clients and prospects
- Sales experience including: profiling, overcoming objections, negotiation, team selling approach, closing the sale and asking for referrals
- Demonstrated understanding of wealth management including, but not limited to: investment management, trusts and financial planning
- Ability to work in a team based environment and assist in the development and retention of junior team members
Preferred Qualifications, Capabilities, and Skills
- Knowledge of capital markets and macro interest rate environment
- Knowledge of account maintenance, loan closing, credit administration and compliance procedures
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans
J.P. Morgan Asset & Wealth Management delivers industry-leading investment management and private banking solutions. Asset Management provides individuals, advisors and institutions with strategies and expertise that span the full spectrum of asset classes through our global network of investment professionals. Wealth Management helps individuals, families and foundations take a more intentional approach to their wealth or finances to better define, focus and realize their goals.
Join a team delivering premiere service to high net worth clients through holistic financial advisement.