Wholesale Credit Risk Analyst
JPMorganChase
Job Summary and Responsibilities
Perform due diligence and credit analysis to assess the creditworthiness of counterparties and make recommendations as to appropriate risk appetite and grading.
Ongoing credit risk portfolio management with responsibility for own portfolio of clients, including monitoring of credit ratings, sector trends and client performance.
Regular communication with senior team members regarding portfolio updates, ability to give recommendations and express opinion while being open to feedback.
Working as a team to develop recommendations for new transaction approvals across a variety of products including secured and unsecured loans (general corporate purposes or event driven), derivatives, trade and treasury products.
Preparation of credit files for both regular portfolio management and new transaction approvals including, but not limited to, financial trends, financial projections, risks and mitigants and grading recommendations.
- Balancing a commercial and solution-driven mindset with a sound risks & controls attitude to the Firm’s balance sheet.
Understands J.P. Morgan’s Risk management policies and related interactions with various stakeholders, including Regulators and Auditors.
Qualifications & Experience
Sound credit skills and judgment, with a proactive and flexible approach to coordinating credit processes as well as identifying key risks and appropriate mitigants.
Good interpersonal and communication skills. Be able to establish credibility and trust with internal business and risk stakeholders.
Ability to be a self-starter while being able to work effectively in a team environment.
Prior knowledge of transaction structures, documentation and banking products is beneficial but not essential.
Experience in Sponsor deal financings or expertise in relevant Industrial sectors is beneficial but not essential.
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.
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