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Payment Lifecycle Manager II

JPMorganChase

JPMorganChase

Mumbai, Maharashtra, India
Posted on Mar 27, 2026
Join a team shaping the future of digital payments and drive your professional growth. Become a pivotal leader at the forefront of revolutionizing payment operations, where your expertise will help drive efficiency across our financial systems.

As a Payment Lifecycle Manager II within Payments Operations, you will play a pivotal role in enhancing our payment operations framework by streamlining processes, implementing new technologies, and developing operational functions. You will manage payment processing across various products, ensuring smooth fund transfers between financial institutions, cardholders, merchants, corporate and retail clients, while also handling the reconciliation of purchase and sales options, futures, or securities. Leveraging your proficiency in automation, cybersecurity, and anti-fraud awareness, you will ensure the security and efficiency of our payment lifecycle, and your strategic planning skills will guide our direction and resource allocation decisions. Your proficiency in AI/ML will be utilized to solve complex problems and enhance processes, applying your knowledge in market product and process improvement to optimize operations. Additionally, your role will involve sanctions screening, payment investigations, funds control, exception processing, resolving reconciliation breaks, and managing invoicing or cash management activities.

Job responsibilities
  • Provide overall supervision / leadership to the staff during shift operating window.
  • Monitor and report shift and site/ shift performance. Review staffing and volume trends to ensure the optimal capacity plan is in place.
  • Foster information sharing so that continuity of data exists within the site and across the business. Develop an environment of continuous focus on quantifiable productivity and quality.
  • Continuously and regular review of processes and performance with focus on improving departmental competency / performance rating.
  • Regularly reviews of procedures assuring new processes are documented. Identify business knowledge gaps and ensure everyone has ownership of deliverables.
  • Continuously and regular review for direct reports. Set expectations with direct reports, regarding positive motivation and leading through accountability.
  • Develop and lead a team that is responsive to dynamic organizational and operational changes.
  • Foster and champion High Performance Culture where people are empowered to make decisions that affect their work/environment.
  • Interact regularly with global managers for the process. Assist the management team in risk assessment for process and recommend /implement controls.
  • Manage a team of 10 to 15 members
Required qualifications, capabilities, and skills
  • Post Graduate with 4 years of post qualification experience in similar environment or Graduate with Minimum 6 years - Financial Operations Processing experience, with a higher vintage and strong team management experience in similar environment.
  • Experience and a strong working knowledge of various aspects of International Payment Processing Operations are mandatory.
  • Working/Expert Knowledge of SWIFTS & international payment conventions & practices is a must.
  • Strong Interpersonal skills to be able to communicate internally & externally and at all levels. Proven leadership and people management skills.
  • Experience of working / partnering with Risk, Audit and Compliance to ensure that the overall organizational objectives are met.
  • Strong PC, project management, and analytical skills.
  • Knowledge of MS Access, Excel, PowerPoint, and Word.
Preferred qualifications, capabilities, and skills
  • Prior experience and working knowledge of compliance /sanctions screening is a plus

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.


J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.
Lead a team in digital payment innovations, enhancing operational efficiency in a dynamic financial environment.