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Lead Software Engineer - Platform Architect

JPMorganChase

JPMorganChase

Software Engineering, IT
Palo Alto, CA, USA
Posted on Apr 3, 2026

We have an opportunity to impact your career and provide an adventure where you can push the limits of what's possible.

As a Lead Software Engineer at JPMorganChase within the Commercial & Investment Bank Payments Technology Team, you are an integral part of an agile team that works to enhance, build, and deliver trusted market-leading technology products in a secure, stable, and scalable way. As a core technical contributor, you are responsible for conducting critical technology solutions across multiple technical areas within various business functions in support of the firm's business objectives. You will drive significant business impact through your capabilities and contributions, and apply deep technical expertise and problem-solving methodologies to tackle a diverse array of challenges that span multiple technologies and applications. You will design, develop, and optimize high-performance, low-latency OLTP systems that power mission-critical financial applications. You will build scalable, fault-tolerant platforms engineered for sub-millisecond response times that handle a high volume of transactions, ensuring data consistency, high availability, and regulatory compliance.

Job Responsibilities

  • Regularly provides technical guidance and direction to support the business and its technical teams, contractors, and vendors, with a focus on low-latency Java/Spring Boot OLTP architectures and enterprise messaging patterns
  • Develops secure and high-quality production code and reviews and debugs code with an emphasis on latency-critical code paths, lock-free data structures, and efficient memory allocation
  • Drives decisions that influence the product design, application functionality, and technical operations and processes
  • Serves as a function-wide subject matter expert in low-latency OLTP systems, real-time transactional processing, and event-driven architectures across the Java/JVM ecosystem
  • Actively contributes to the engineering community as an advocate of firmwide frameworks, tools, and practices of the Software Development Life Cycle
  • Influences peers and project decision-makers to consider the use and application of leading-edge technologies
  • Adds to the team culture of diversity, opportunity, inclusion, and respect
  • Architect and implement distributed OLTP applications to minimize transactional latency
  • Collaborate with SRE/DevOps teams to deploy and monitor OLTP services in cloud-native environments (AWS, GCP, Azure)

Required Qualifications, Capabilities, and Skills

  • Formal training or certification on software engineering concepts and 5+ years of applied experience building low-latency, high-throughput OLTP systems in Java
  • Hands-on practical experience delivering system design, application development, testing, and operational stability for latency-sensitive transactional platforms using Spring Boot
  • Advanced proficiency in Java (11/17/21+) with deep understanding of concurrency primitives, JVM internals, GC tuning, and performance-critical coding patterns
  • Expert-level knowledge of relational databases including execution plan analysis, index optimization, lock contention reduction, partitioning strategies for OLTP workloads
  • Proven experience designing low-latency APIs including Protocol Buffers schema design, connection multiplexing, streaming RPCs, and API rate limiting under high-concurrency conditions
  • Deep expertise with Apache Kafka for real-time event streaming in OLTP pipelines, including producer batching/compression tuning, consumer lag minimization, partition strategies for ordered processing, and JMS-based messaging (IBM MQ, ActiveMQ) for guaranteed delivery in transactional workflows
  • Ability to tackle design and functionality problems independently with little to no oversight
  • Practical cloud-native experience, including containerized deployment of latency-critical Spring Boot services
  • Experience in Computer Science, Computer Engineering, Mathematics, or a related technical field
  • Strong communication and collaboration skills for working in cross-functional teams

Preferred Qualifications, Capabilities, and Skills

  • Experience designing high-availability, multi-region active-active OLTP architectures with synchronous/asynchronous replication, conflict resolution, and sub-millisecond failover strategies
  • Hands-on experience with low-latency data access patterns
  • Prior experience in real-time payments, fraud detection, or financial transaction processing where strict data consistency are non-negotiable
  • Strong knowledge of database security, access controls, and regulatory compliance
  • Familiarity with performance engineering tooling: JVM profilers, load testing frameworks, and systematic latency benchmarking (p50/p99/p999) across the full Spring Boot/Kafka/gRPC/JMS stack

This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorgan Chase’s review of criminal conviction history, including pretrial diversions or program entries.


JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans


J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.
Carry out critical tech solutions across multiple technical areas as an integral part of an agile team