Join J.P. Morgan Payments, an $18bn+ powerhouse processing approximately $10 trillion in payments daily across over 160 countries and 120 currencies. As the #1 provider in USD payments volume, we're expanding our Treasury Services capabilities in the United Arab Emirates and across the Middle East region. This is your opportunity to be at the forefront of payments innovation, implementing cutting-edge solutions that transform how clients manage their treasury operations. You'll work with a dynamic CEEMEA team, collaborating with regulators, product managers, and technology partners to shape the future of payments in one of the world's most exciting financial markets.

Job Summary

As a Payments – Treasury Services Market and Product Expansion – Senior Associate within the CEEMEA team, you will play a crucial role in implementing our product strategy and capability development in the United Arab Emirates and across the Middle East region. You will be responsible for the seamless rollout of payment services, working closely with regulators, functional product managers, sales, operations, technology, risk, compliance, and legal teams. This role offers you the chance to drive strategic initiatives, launch innovative treasury solutions, and expand our market footprint whilst developing your expertise across the full spectrum of treasury services products. You will be instrumental in delivering J.P. Morgan's vision for payments excellence in the region.

Job Responsibilities

• Implement payments product strategy in the UAE, ensuring timely delivery of new treasury services propositions
• Deliver on country expansion project objectives, focusing on treasury services and corporate banking products including Accounts, Payables & Receivables, Liquidity, Client channels, and Corporate Cards
• Collaborate with Sales, Operations, Technology, Implementations, and cross-functional teams to identify, develop, and launch products
• Manage project risks and escalate issues appropriately to ensure successful delivery
• Monitor the development of product features, tracking deployment costs, revenue projections, and adherence to timelines
• Develop commercialization and communication plans for new solutions to expand market footprint and drive revenue growth
• Represent J.P. Morgan at local industry meetings and forums, enhancing our market presence
• Build and maintain strong partnerships with regulators and external stakeholders
• Provide guidance on building current account capabilities and payment systems
• Track project progress and ensure alignment with strategic objectives

Required Qualifications, Capabilities, and Skills

• Demonstrated experience in deploying IT or regulatory projects within financial institutions
• Proven ability to write, collate, and build comprehensive business requirements
• Strong understanding of treasury services and corporate banking products, including Accounts, Payables & Receivables, Liquidity, Client channels, and Corporate Cards
• Excellent project tracking capabilities with proven risk mitigation skills
• Ability to influence stakeholders at all levels of the organization
• Strong attention to detail with a continuous improvement mindset
• Capability to build partnerships quickly and establish credibility with technology, risk, and functional partners
• Commercially minded approach with creative problem-solving abilities
• Excellent presentation and communication skills, both written and verbal
• Intellectually curious with ability to develop innovative and differentiated solutions

Preferred Qualifications, Capabilities, and Skills

• Experience working in the UAE or Middle East financial services market
• Knowledge of local regulatory requirements and payment systems infrastructure
• Background in treasury services product management or implementation
• Experience representing organizations at industry forums and regulatory meetings
• Familiarity with payment system modernization initiatives
• Understanding of digital banking channels and client experience design
• Track record of successfully launching new products in emerging markets

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J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world’s most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.

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J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.

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Shape payments innovation in UAE & Middle East, implementing treasury solutions for J.P. Morgan's $18bn+ global Payments business.