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Credit Risk (Risk Management) : Job Level - Vice President

Morgan Stanley

Morgan Stanley

New York, NY, USA
USD 120k-205k / year
Posted on Sep 16, 2025
Firm Risk Management
Firm Risk Management (FRM) supports Morgan Stanley to achieve its business goals by partnering with business units across the Firm to realize efficient risk-adjusted returns, acting as a strategic advisor to the Board and protecting the Firm from exposure to losses as a result of credit, market, liquidity, model and other risks.

Background on the Position
The role will reside within the Firm Risk Management's Credit Risk Management department, which is a team dedicated to managing credit risk associated with Morgan Stanley's leveraged finance originations business.

Primary Responsibilities:
- Evaluate leveraged lending requests across sectors, (including Technology, Media, and Telecom verticals), from Morgan Stanley clients and present and defend recommendations to senior leadership within Credit Risk Management and Capital Commitment Committee
- Manage relationships with the investment banking and capital markets coverage teams, including ensuring proper information flow and appropriately identifying and conveying credit issues
- Prepare and oversee documentation for credit decisions, including credit memos, detailed financial forecasts, and credit risk rating models
- Oversee portfolio monitoring across a large range of investment grade and non-investment grade companies
- Maintain an active view of single name, sector, and industry trends and ongoing communication with senior stakeholders and onsite regulatory team
- Manage credit portfolio regulatory risk and address related inquiries - Bachelor's Degree
- 7 - 10 years of experience in a similar credit role
- Experience lending to growth stage companies including recurring revenue loans
- Excellent analytical and quantitative skills with ability to assess complex information quickly and accurately
- Strong verbal and oral communication skills to condense and articulate complicated ideas and findings clearly and succinctly
- Ability to defend recommendations across multiple stakeholders, including credit risk management and the business unit management
- Ability to work under pressure managing multiple time-sensitive deliverables
- Experience developing and managing junior talent

WHAT YOU CAN EXPECT FROM MORGAN STANLEY:

We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work.

To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices​ into your browser.

Expected base pay rates for the role will be between $120,000 and $205,000 year at the commencement of employment. However, base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which, depending on the position, may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs.

Morgan Stanley's goal is to build and maintain a workforce that is diverse in experience and background but uniform in reflecting our standards of integrity and excellence. Consequently, our recruiting efforts reflect our desire to attract and retain the best and brightest from all talent pools. We want to be the first choice for prospective employees.

It is the policy of the Firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, sex stereotype, gender, gender identity or expression, transgender, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy, veteran or military service status, genetic information, or any other characteristic protected by law.

Morgan Stanley is an equal opportunity employer committed to diversifying its workforce (M/F/Disability/Vet).