What is the opportunity?

Do you thrive in working in an interactive team environment? Are you a quick learner of systems? Do you have strong written and spoken communication skills? As an Associate in our Institutional Client Credit Management – Corporate & NBFI team you will manage a portfolio of credit relationships within the Global Credit division of RBC Capital Markets. You will work closely with other groups within Capital Markets and the Bank to deliver a full range of credit and banking services to multinational and other large corporate relationships.

What will you do?

• Ensure timely preparation of (i) transaction requests (which may include but not limited to new credits, restructurings, renewals, waivers, documentation review, establishing lines for trading and cash management, regularizing ETRs, indicative risk ratings); (ii) annual reviews of assigned portfolio and ensuring the data integrity of CCMS.
• Participate in team deliverables with respect to regulatory/audit requests
• Ensure transactional requests are reviewed and approved within policy
• Completion of ad-hoc projects and other duties (including presenting to key stakeholders) efficiently and effectively in order to support the team meeting planned and unplanned demands
• Develop expertise in various industries and trading products, policies and guidelines, and provide value added advice to internal partners
• Ensure compliance with Bank Policy
• Ensure that bank systems correctly reflect key terms and conditions of agreements and other documentation for the assigned portfolio
• Interact extensively with other functions of RBC Capital Markets, the Bank and occasionally interact with clients, legal counsel and other external contacts

What do you need to succeed?

Must-have:

• Academic background with a minimum of Bachelor's level accreditation with an emphasis in finance, economics or quantitative discipline; MBA, professional designation (e.g., CA, CMA, CFA) or a post-graduate degree with a focus in finance, economics or quantitative discipline would be an asset
• Ability to read and understand complex legal documents
• Prior experience and understanding of trading products would be an asset
• Strong credit and analytical skills including the ability to critically assess financial statements and other client reports to draw reasoned conclusions and recommend a course of action
• Previous banking experience with relationship management, structuring and writing of credit proposals, credit processes, policies, risk analysis would be an asset
• Ability to work effectively within a team environment and to interact at all levels within a large organization
• Ability to prioritize, perform well under pressure and meet time sensitive deadlines
• Strong general PC Skills (Excel, Word and PowerPoint).

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation
• Leaders who support your development through coaching
• Work in a dynamic, collaborative and high-performance team environment
• Opportunities to do challenging work
• Work closely with and maintain positive working relationships with Global Markets, and with other areas of the bank, notably Group Risk Management, Corporate Banking, Global Loans Administration and the Global Banking Service Centre

Job Skills

Adaptability, Critical Thinking, Customer Service, Detail-Oriented, Financial Engineering, Financial Statement Analysis, Investments Analysis, Personal Development, Personal Initiative, Teamwork

Additional Job Details

ROYAL BANK PLAZA, 200 BAY ST:TORONTOTORONTOCanada37.5Full timeCAPITAL MARKETSRegularSalaried2025-07-112025-07-25

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Inclusion and Equal Opportunity Employment

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.