Project Finance Credit Analyst
Societe Generale
Responsibilities
ABOUT THE JOB:
Global Banking and Advisory (GLBA) combines recognized wholesale coverage with world-class product, financing, and advisory expertise within one team, enabling us to best support our clients. On the one hand, our transversal, product-neutral coverage teams span all businesses to promote the bank's products and services to our clients globally, and on the other, we provide world-class capital raising, financing and advisory expertise.
The Credit Portfolio Management group (GLBA/CPM) is a global organization within Global Banking and Advisory. The Real Assets and Infrastructure team covers various sectors such as Energy Project Finance, Infrastructure, Metals & Mining, Digital Infrastructure, Commercial Real Estate, and Aircraft Finance. The group is responsible for all aspects of portfolio management, including credit risk monitoring and capital management.
What will be your DAY-TO-DAY?
The responsibilities include the following, and are not limited to:
- Responsible for credit portfolio management functions covering Project Finance sectors: Energy (including renewables, power, midstream and downstream), Infrastructure and Metals & Mining
- Process amendments, waivers, and consents for assigned transactions, by preparing credit applications with recommendations and obtaining all required internal credit approvals
- Prepare annual credit reviews (including financial analysis, update of projections, rating assessment, and proposal) for assigned accounts
- Actively follow and analyze counterparty risks (covenant compliance follow up, Unlikely To Pay events management, reporting of DSRC and other key metrics, assess performance during both the construction and operational phases, etc.)
- Responsible for credit monitoring and reporting including credit triggers and early warning indicators
- Perform quarterly watch-list and provision reviews and present the same in meetings with the Business Line and the Risk department
- Prepare reports and responses to regulators, including the US Shared National Credit
- Assist in internal and external audits and examinations of portfolios from a credit risk standpoint
- Participate in workout of troubled portfolio credits in close cooperation with the Risk Asset Recovery group