Lead Business Analyst - Credit Analyst

Societe Generale

Societe Generale

IT

Bengaluru, Karnataka, India

Posted on Apr 17, 2026

Responsibilities

Experience: 12+ Years

Job Summary: We are seeking an experienced Principal Business Analyst / Consultant to lead and manage complex business analysis initiatives across multiple teams. The ideal candidate will have a proven track record in requirement gathering, stakeholder management, and end-to-end project delivery within Agile environments. You will mentor and guide junior Business Analysts, oversee testing of major features, and manage up to three cross-functional teams to ensure successful project outcomes.

  • Knowledge of entire credit risk life cycle.
  • Experience covering large corporates in underwriting process across various industries and regions.
  • Working knowledge of risk methodology, rating models etc.

Working experience on credit risk modelling to prepare financial models/forecasts for various scenarios.

Key Responsibilities:

  • Lead Complex Studies:
    Drive and manage large-scale, complex business analysis studies, ensuring alignment with organizational goals and stakeholder expectations. Writing BDDs/user stories in a clear way.
  • Agile Practice Leadership:
    Champion Agile methodologies and best practices across teams. Facilitate Agile ceremonies (e.g., sprint planning, backlog grooming, retrospectives), and ensure continuous improvement in Agile delivery.
  • Team Management:
    Oversee and coordinate the work of up to three business analysis teams, providing leadership, direction, and support to ensure high performance and professional growth.
  • Mentorship:
    Coach and mentor junior Business Analysts, fostering a collaborative and knowledge-sharing environment.
  • Requirement Gathering:
    Facilitate workshops, interviews, and other techniques to elicit, analyze, and document business and system requirements from stakeholders.
  • Stakeholder Engagement:
    Build strong relationships with business and technical stakeholders, acting as a trusted advisor and ensuring clear communication throughout the project lifecycle.
  • Testing Oversight:
    Lead the planning and execution of user acceptance testing (UAT) and other major feature testing, ensuring requirements are met and quality standards are maintained.
  • Process Improvement:
    Identify opportunities for process optimization and recommend solutions to enhance business efficiency and effectiveness.
  • Documentation:
    Prepare high-quality business requirements documents, functional specifications, process flows, and other relevant documentation.
  • Change Management:
    Support change management activities, including impact analysis, training, and communication plans.

Qualifications:

  • Bachelor’s or Master’s degree in Business Administration, Information Technology, or related field.
  • 12+ years of experience as a Business Analyst, with at least 5 years in a senior or lead role.
  • Demonstrated experience managing multiple teams and complex projects.
  • Strong knowledge of business analysis methodologies, tools, and best practices.
  • Extensive experience working in Agile environments, with a deep understanding of Agile frameworks (e.g., Scrum, Kanban, SAFe).
  • Proven ability to facilitate Agile ceremonies and drive Agile adoption across teams.
  • Excellent communication, facilitation, and stakeholder management skills.
  • Proven ability to mentor and develop junior team members.
  • Experience with software development life cycle (SDLC), Agile, and Waterfall methodologies.
  • Strong analytical, problem-solving, and decision-making abilities.
  • Experience in leading and coordinating testing activities for major features.
  • Relevant certifications (e.g., CBAP, PMI-PBA, Agile/Scrum certifications) are a plus.

Preferred Skills:

  • Experience in banking industry.
  • Familiarity with business process modeling tools
  • Proficiency in project management and Agile tools (e.g., JIRA).