Lead Business Analyst - Credit Analyst
Societe Generale
IT
Bengaluru, Karnataka, India
Posted on Apr 17, 2026
Responsibilities
Experience: 12+ Years
Job Summary: We are seeking an experienced Principal Business Analyst / Consultant to lead and manage complex business analysis initiatives across multiple teams. The ideal candidate will have a proven track record in requirement gathering, stakeholder management, and end-to-end project delivery within Agile environments. You will mentor and guide junior Business Analysts, oversee testing of major features, and manage up to three cross-functional teams to ensure successful project outcomes.
- Knowledge of entire credit risk life cycle.
- Experience covering large corporates in underwriting process across various industries and regions.
- Working knowledge of risk methodology, rating models etc.
Working experience on credit risk modelling to prepare financial models/forecasts for various scenarios.
Key Responsibilities:
- Lead Complex Studies:
Drive and manage large-scale, complex business analysis studies, ensuring alignment with organizational goals and stakeholder expectations. Writing BDDs/user stories in a clear way. - Agile Practice Leadership:
Champion Agile methodologies and best practices across teams. Facilitate Agile ceremonies (e.g., sprint planning, backlog grooming, retrospectives), and ensure continuous improvement in Agile delivery. - Team Management:
Oversee and coordinate the work of up to three business analysis teams, providing leadership, direction, and support to ensure high performance and professional growth. - Mentorship:
Coach and mentor junior Business Analysts, fostering a collaborative and knowledge-sharing environment. - Requirement Gathering:
Facilitate workshops, interviews, and other techniques to elicit, analyze, and document business and system requirements from stakeholders. - Stakeholder Engagement:
Build strong relationships with business and technical stakeholders, acting as a trusted advisor and ensuring clear communication throughout the project lifecycle. - Testing Oversight:
Lead the planning and execution of user acceptance testing (UAT) and other major feature testing, ensuring requirements are met and quality standards are maintained. - Process Improvement:
Identify opportunities for process optimization and recommend solutions to enhance business efficiency and effectiveness. - Documentation:
Prepare high-quality business requirements documents, functional specifications, process flows, and other relevant documentation. - Change Management:
Support change management activities, including impact analysis, training, and communication plans.
Qualifications:
- Bachelor’s or Master’s degree in Business Administration, Information Technology, or related field.
- 12+ years of experience as a Business Analyst, with at least 5 years in a senior or lead role.
- Demonstrated experience managing multiple teams and complex projects.
- Strong knowledge of business analysis methodologies, tools, and best practices.
- Extensive experience working in Agile environments, with a deep understanding of Agile frameworks (e.g., Scrum, Kanban, SAFe).
- Proven ability to facilitate Agile ceremonies and drive Agile adoption across teams.
- Excellent communication, facilitation, and stakeholder management skills.
- Proven ability to mentor and develop junior team members.
- Experience with software development life cycle (SDLC), Agile, and Waterfall methodologies.
- Strong analytical, problem-solving, and decision-making abilities.
- Experience in leading and coordinating testing activities for major features.
- Relevant certifications (e.g., CBAP, PMI-PBA, Agile/Scrum certifications) are a plus.
Preferred Skills:
- Experience in banking industry.
- Familiarity with business process modeling tools
- Proficiency in project management and Agile tools (e.g., JIRA).