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Senior Compliance Analyst - Ongoing Monitoring

TD Securities

TD Securities

This job is no longer accepting applications

See open jobs at TD Securities.
IT, Legal
Mt Laurel, NJ, USA
Posted on Tuesday, February 13, 2024

Hours

Standard

Pay Range

$66,560 – $109,720 annually

Department Overview

The Senior Compliance Analyst will be largely focused on the on-going monitoring of consumer business lines to be able to execute and enhance the Bank’s monitoring program. Senior Analysts manage and/or perform independent compliance reviews of federal or state regulatory requirements impacting the products supported. Additionally the role may perform compliance risk assessments and control effectiveness reviews. Previous QA/QC testing and/or audit experience as well as subject matter expertise around consumer banking regulations Ex: Reg B, Reg E, Reg X, Reg Z, FDPA, SCRA, FCRA would be preferred.

      Job Details

      The Senior Compliance Business Oversight Analyst provides objective guidance, support and advice to assigned portfolio, business or function to promote strong Compliance controls and processes are in effect to mitigate inherent associated risks. This role contributes to the development and implementation of Compliance programs related to all aspects of Compliance laws.
      • Expected to exercise sound and expert independent professional judgment and discretion in interacting and communicating with staff and senior management of the Bank with respect to significant regulatory compliance risk matters.
      • Empowered to make prudent professional decisions in rendering advice and counsel to business lines or assigned areas, on compliance matters and regulatory risks which may impact performance of the business and overall enterprise strategies and objectives.
      • Expert level professional role requiring in-depth knowledge/expertise in Compliance and working knowledge of broader related areas
      • Provides advanced analysis and/or specialized reporting to support business partners, functional areas or centers of expertise
      • Research, review and maintain expertise on banking regulations and laws, banking policies and procedures, and consumer protection laws
      • Acts as the primary subject matter expert for regulations applicable to business partners and provides guidance, consultation and expert advice with respect to the business partners’ compliance with such regulations directly related to the operations of the business
      • Creates training content and may train business partners on regulatory requirements
      • Advises the business with respect to the implementation of new and amended regulatory requirements
      • Independently reviews and utilizes discretion, judgement and specialized expertise in approving the documentation for business line use: disclosures; forms; customer-facing correspondence; operating procedures; and policies
      • Independently performs targeted and periodic monitoring of business activities for compliance with regulatory requirements and regulator expectation
      • Identifies and communicates areas of non-compliance and/or material control weaknesses
      • Responsible for the oversight of business partners’ remediation of regulatory issues, including exercising discretion and independent judgment in reviewing and approving remediation action plans
      • Responsible for assessing regulatory risk associated with new products, services and other initiatives that have significant operational or financial impact
      • Integrates the broader organizational context into advice and solutions within the Compliance area
      • Understands the industry, competition and the factors that differentiate the organization
      • Leads projects of moderately to complex risks and resource requirements; may lead end-to-end processes or functional programs
      • Contact for business management, external/internal auditors, dealing with non-routine information
      • Recommends and implements solutions within own area of responsibility
      • May need to coordinate/integrate work with other areas as needed
      • Identifies and leads problem resolution for complex requirements related issues at all levels

      Job Requirements

      Education & Experience:
      • Undergraduate degree preferred or equivalent work experience
      • 5+ years relevant experience
      • Relevant professional designations and/or certifications as required
      • Proficient knowledge of a variety of products and services, systems, and compliance advisory standards, procedures, laws, rules, regulations and controls
      • Knowledge of risk management environment, standards and regulations
      • Knowledge of current and emerging trends
      • Skill in using advanced analytical software tools, data analysis methods and specialized reporting techniques
      • Skill in using computer applications including MS Office
      • Ability to communicate effectively in both oral and written form
      • Ability to work collaboratively and build relationships
      • Ability to work successfully as a member of a team and independently
      • Ability to exercise sound judgment in making decisions
      • Ability to analyze, organize and prioritize work while meeting multiple deadlines
      • Ability to handle confidential information with discretion
      • Must be eligible for employment under regulatory standards applicable to the position.

      #uscompliance

      Company Overview

      Our Values
      At TD, we’re guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and behaviors. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career, and be part of our caring and inclusive culture.

      Making Your Well-being a Priority
      A caring and supportive culture that promotes colleague well-being is core to who we are. At TD, we focus on total well-being with extensive programs to help colleagues assess, manage, and improve their well-being across four core pillars — physical, financial, social and mental/emotional. In addition, we champion a safe and inclusive work environment, so colleagues feel a sense of belonging and feel supported in their personal and professional growth. Through our focus on well-being, we know that we can help our colleagues thrive, contribute to our culture of care, and support better business outcomes, because when colleagues feel their best, they’re more likely to do their best.

      Our Total Rewards Package
      Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition.

      How We Work
      At TD, we believe in-person connections fuel collaboration and collective creativity. Our workplace experience empowers colleagues to do great work side-by-side at TD locations, while offering flexibility to work remotely where it makes sense for the work and team. Our teams work in one of three workplace models: hybrid, onsite and primarily remote. Wherever our colleagues are working, they’ll always have access to the TD community to experience our culture of care.

      Who We Are
      TD is one of the world’s leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.

      Inclusiveness

      Our Commitment to Diversity, Equity, and Inclusion
      At TD, we’re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We’re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve.

      EOE/Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity.

      Accommodation
      If you are a candidate with a disability and need accommodations to complete the application process, email the TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.

      How We’re Helping Make an Impact in Communities
      TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That’s why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative. Under the TD Ready Commitment, we are targeting a total of $1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It’s our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities.

      We look forward to hearing from you!

      This job is no longer accepting applications

      See open jobs at TD Securities.