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Wholesale Credit Reporting Analyst

U.S. Bancorp

U.S. Bancorp

IT
Multiple locations
Posted on Friday, May 17, 2024

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

Credit Risk Program - Wholesale Credit Reporting Analyst


We are seeking a wholesale reporting analyst in the Credit Reporting team which is part of our Credit Risk Administration (CRA) team.

About the CRA Team


We are a highly dynamic and talented team which delivers on our mission through four pillars: Customer, Process, Talent, and Data.

Vision | We create the future of credit risk management through data, analytics, and risk process innovation for our customers.


Mission | We deliver data-driven information solutions to protect our stakeholders and inform the most significant financial decisions in the bank.
Values | In addition to U.S. Bank core values, we prioritize collaboration, integrity, simplicity, and continuous learning.

About the Role
In this role, you will support and help to redesign and transform various wholesale credit risk reporting processes to support portfolio risk managers and business lines. You will work with internal customers to ensure their reporting needs are met with accuracy, efficiency, and timeliness.

Responsibilities will be split between standardized reporting deliverables and project work to enhance reporting capabilities. This will include creating and maintaining Power BI dashboards, automating and simplifying recurring processes using Power Automate/Apps, and conducting data research projects by aggregating, integrating, or reassembling information from a variety of data sources and systems by writing database queries in SQL, Python, SAS, or other database query languages.

You will partner with risk managers, line of business, and data teams to create, implement, maintain, and review the bank’s wholesale credit reports.

Key Activities

• Design, develop and automate the reporting processes using Microsoft Power Platform to support credit risk management
• Develop and maintain an effective relationship with credit portfolio risk managers to design and support credit risk reports across wholesale loan portfolios
• Run weekly, month-end, and quarterly reporting processes, ensuring timely and accurate delivery of reports
• Communicate insights and recommendations to risk managers to support strategic decision-making.

Core Competencies
• Wholesale credit knowledge; Process re-engineering; Analytics; Power BI coding; Power Platform knowledge

Basic Qualifications
• Bachelor’s degree in an appropriate field (MIS, Computer Science, Economics, Statistics, Business) or equivalent work experience
• Typically more than six years of applicable experience


Preferred Skills
• Experience with Power BI, Power Automate, and Power Apps
• Experience building complex dashboards and storytelling with data using BI platforms
• Experience using Power Automate flows and building Power Apps
• More than 5 years of experience using SQL/SAS/Python or equivalent programming language
• Strong knowledge of credit risk management concepts in wholesale lending
• Strong analytical thinking, problem-solving and decision-making skills
• Ability to collaborate and communicate effectively across teams, which includes risk managers, technology and data management teams
• Strong verbal and written communication skills

NOTE: This role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits:

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

  • Healthcare (medical, dental, vision)

  • Basic term and optional term life insurance

  • Short-term and long-term disability

  • Pregnancy disability and parental leave

  • 401(k) and employer-funded retirement plan

  • Paid vacation (from two to five weeks depending on salary grade and tenure)

  • Up to 11 paid holiday opportunities

  • Adoption assistance

  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

EEO is the Law

U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. Applicants can learn more about the company’s status as an equal opportunity employer by viewing the federal KNOW YOUR RIGHTS EEO poster.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $102,340.00 - $120,400.00 - $132,440.00Job postings typically remain open for approximately 20 days of the posting date listed above, however the job posting may be closed earlier should it be determined the position is no longer required due to business need. Job postings in areas with a high volume of applicants, such as customer service, contact center, and Financial Crimes investigations, remain open for approximately 5 days of the posting listed date.