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Financial Crimes Controls Analyst

U.S. Bancorp

U.S. Bancorp

IT, Accounting & Finance
Multiple locations
Posted on Wednesday, June 5, 2024

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

The Payment Services Financial Crimes Controls (FCC) Chief Risk Office (CRO) team is seeking a Business Line Advisory Analyst responsible for managing financial crimes risk impacting Payments Services, specifically for Merchant Payment Systems (MPS). Responsibilities will include:

  • Providing Advisory oversight of Financial Crimes Controls specific to AML/BSA risks.

  • Supporting business line adherence to related enterprise policies, including the implementation of new policy requirements and documentation of controls.

  • Risk oversight of new products, services, and initiatives to manage applicable financial crimes risks.

  • Proactively assessing risk in business processes and working with Business Lines on developing controls and executing remediation plans, as necessary. This will include assessing control efficacy and performing root cause analysis/resolution.

  • Engaging with key partners across the Payments CRO, Business Lines and Second Line of Defense Teams on key strategies to ensure business processes are working effectively and there are adequate controls to mitigate financial crimes risk.

  • Oversight will include exposure to Canada jurisdictional requirements related to MPS operating locations.

Basic Qualifications

  • Bachelor's degree, or equivalent work experience

  • Typically more than six years of applicable experience

Preferred Skills/Experience

  • Thorough understanding of the Bank Secrecy Act, Patriot Act, and related Canadian and European requirements.

  • Considerable knowledge of internal Enterprise Financial Crimes Compliance Policies related to AML/KYC, Financial Crimes Program and Economic Sanctions requirements.

  • Familiarity with business lines operations, products/services, systems, and/or associated risks/controls.

  • Knowledge of Risk/Compliance/Audit competency including product change management, risk related assessments, control inventory and documentation, issues and internal/external exams.

  • Experience with large complex banking organizations and their product/service offerings.

  • Experience in interpreting policy, enforcing requirements, working with business partners, negotiating desired outcomes, executing project and implementation plans, and reporting issues and trends to management.

  • Excellent presentation, interpersonal, written, and verbal communication, presentation, relationship building and negotiation skills.

  • CAMS designation or equivalent risk management certification.

Location: Offices available in Minneapolis, Charlotte, Atlanta and Knoxville.

The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside of the location for the other days.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.


Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

  • Healthcare (medical, dental, vision)

  • Basic term and optional term life insurance

  • Short-term and long-term disability

  • Pregnancy disability and parental leave

  • 401(k) and employer-funded retirement plan

  • Paid vacation (from two to five weeks depending on salary grade and tenure)

  • Up to 11 paid holiday opportunities

  • Adoption assistance

  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

EEO is the Law

U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. Applicants can learn more about the company’s status as an equal opportunity employer by viewing the federal KNOW YOUR RIGHTS EEO poster.


U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

Job postings typically remain open for approximately 20 days of the posting date listed above, however the job posting may be closed earlier should it be determined the position is no longer required due to business need. Job postings in areas with a high volume of applicants, such as customer service, contact center, and Financial Crimes investigations, remain open for approximately 5 days of the posting listed date.