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Fair and Responsible Banking Analytics Manager

U.S. Bank

U.S. Bank

Data Science
Multiple locations
Posted on Aug 31, 2024

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

This position will report to the Fair and Responsible Banking Analytics Director and supports the U.S. Bancorp’s Company’s Fair and Responsible Banking Program Policy by managing a team performing discrimination risk analytics testing and monitoring activities covering a wide range of products, services, and focal points applicable to the Company.

This position is responsible for managing the design, execution, and maintenance of analyses and serves as a subject matter expert regarding quantitative methodology for risk analysis related to prohibitions against illegal discrimination. This position requires an understanding of the interaction among business objectives, banking functions, and fair and responsible banking risks.

This position manages a team of analytics experts and will also interact with risk specialist management, second line risk management professionals, and various stakeholders within the organization, including first line business partners to help ensure the effective performance of the fair and responsible banking program. The successful candidate is expected to drive effective and efficient analytics results, communicate concisely to differing audiences, and ensure high-quality written reporting and work output.

We are looking for candidates with the proven ability to work and thrive in a rapid-paced, deadline-driven, and collaborative environment; who have project management skills; and who have the drive to continually meet new challenges.

Essential Functions:

Lead a team responsible for performing fair and responsible banking discrimination risk analytics (regression and non-regression based) and ensure high quality, accurate, and timely execution of assigned workload. Ensure testing methodologies, scope, and procedures are robust, updated, relevant to the objective of the analytics, and keep pace with industry trends and regulatory expectations. Both perform and review testing/monitoring results and ensure interpretations and conclusions are appropriate, including any corrective action if warranted. Manage and maintain appropriate levels of documentation including technical model development packages, email correspondence, meeting minutes, BL’s sign-off, and desktop procedures. Provide support in any ad hoc data requests and fair lending data analyses in response to examination, media, legal, and public inquiry. Identify and engage with the team in continuous improvement activities. Support and prepare materials related to examination, supervisory, enforcement, or internal audit/review requests. Provide timely risk escalation and awareness items to management and other stakeholders as appropriate.

Basic Qualifications

- Bachelor's or advanced degree, or equivalent work experience

- Typically more than 12 years of applicable experience

Preferred Skills/Experience

- Statistical modeling and fair lending model development expertise (including logistic regression, non-regression, and artificial intelligence / machine learning techniques)

- Extensive Coding expertise. SAS Certified (Experience with SAS required, SQL or other programming languages a plus).

- Experienced and knowledgeable regarding model risk management compliance

- At least 10 years of experience in applicable laws, regulations, fair lending file review protocols, financial services, and using large and complex datasets.

- Must have extensive knowledge of Regulation B, Fair Housing Act, discrimination risk concepts, fair lending examination procedures, and prohibitions against unfair, deceptive, or abusive acts or practices (UDAAP).

- At least 5 years managerial experience.

- Excellent project management and strategic skills. Must be detail oriented with a proven ability to manage a dynamic workload with multiple projects and changing priorities.

- Great presentation skills with the ability to communicate and collaborate effectively with end users and management.

- Degree in a quantitative field (Statistics, Economics, etc.).

- Writing experience (e.g. technical writing and business reporting).

- Proficient with Microsoft Office packages, specifically Word, Excel, and PowerPoint.

The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits:

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

  • Healthcare (medical, dental, vision)

  • Basic term and optional term life insurance

  • Short-term and long-term disability

  • Pregnancy disability and parental leave

  • 401(k) and employer-funded retirement plan

  • Paid vacation (from two to five weeks depending on salary grade and tenure)

  • Up to 11 paid holiday opportunities

  • Adoption assistance

  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

EEO is the Law

U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. Applicants can learn more about the company’s status as an equal opportunity employer by viewing the federal KNOW YOUR RIGHTS EEO poster.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $145,180.00 - $170,800.00 - $187,880.00Job postings typically remain open for approximately 20 days of the posting date listed above, however the job posting may be closed earlier should it be determined the position is no longer required due to business need. Job postings in areas with a high volume of applicants, such as customer service, contact center, and Financial Crimes investigations, remain open for approximately 5 days of the posting listed date.