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Fraud Technology Product Ownership Leader

U.S. Bank

U.S. Bank

IT, Accounting & Finance, Product
Multiple locations
Posted on Dec 5, 2024

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

The Technology Product Ownership Leader Supports Fraud Strategy through product delivery on key fraud management platforms, including partnerships with related vendors, tech plan and funding ownership, backlog prioritization, and technology release testing.

This role will regularly partner with other leaders on the Fraud Strategy team and within TOS on ensuring fraud technology systems are working as intended.

This leader oversees the strategic product management for an assigned technical product line(s) in support of the organization’s goals and market needs. Ensures delivery of marketable capabilities, and engages with key stakeholders to define, document, and prioritize features and collaborate with the agile scrum teams to deliver. Drives functionality, user experience, and strategic direction for one or more facets of the Platform. Acts as a business engineer rationalizing the use of data, bridging sprints to meet needs of both customers and end users, interacting and operating within the product delivery teams throughout the agile delivery process.

Essential Responsibilities:

  • Understands key business objectives and strategy of the product, and supports other Business Product Owners in meeting business objectives, customer needs, KPIs, MBOs and financial targets;
  • Manages design, development, implementation and enhancement of new or existing products supporting organization and business line objectives;
  • Works with various business teams and other technical teams within U.S. Bank to understand their requirements, use cases for data platform, tools and infrastructure, and translate these needs into a clear product vision and roadmap;
  • Ensures end-to-end alignment of user stories to a specific scrum, identifies and relays dependencies;
  • Educates and evangelizes for technical platform shape how tools and technologies are leveraged to impact the product and create business efficiencies;
  • Works closely on a sprint by sprint basis with multiple engineering teams to ensure key features and capabilities are built in priority of need and value and designed to meet needs of customers, end users and internal customers;
  • Collaborates and communicates with internal and external customers as needed for product development, enhancement and support activities;
  • Provide functional expertise on software products developed by the Agile team, and serves as the primary point of contact during the refinement phase; works with cross functional teams using Agile and DevOps principles
  • Actively ensure compliance with all U.S. Bank policies and procedures such as Code of Ethics and all Anti-Money Laundering, Bank Secrecy Act, information security and suspicious activity reporting requirements, etc.

Essential Qualifications:

  • 12+ years of banking experience
  • 7+ years of management experience
  • Expertise in Fraud Prevention
  • Broad based Risk and Compliance experience
  • BA/MBA in finance, accounting, or other related field
  • Strong product management design and development skills.
  • Strong knowledge of technical product/program development, implementation and strategic analysis.
  • Demonstrated management, leadership and interpersonal skills.
  • Tech fluent, forward-thinking and innovative.
  • Thorough knowledge of competitive market, operations and various products and services within assigned area.
  • Well-developed oral and written communication skills.
  • Strong financial and competitive analysis and technical skills.

Accountabilities

  • Decisions are made in conjunction with major corporation programs, plans or strategies. Independent action is normally required although other division or senior managers are usually consulted before final action is taken.
  • Probable errors would have significant effect on major functions of the corporation.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits:

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

  • Healthcare (medical, dental, vision)

  • Basic term and optional term life insurance

  • Short-term and long-term disability

  • Pregnancy disability and parental leave

  • 401(k) and employer-funded retirement plan

  • Paid vacation (from two to five weeks depending on salary grade and tenure)

  • Up to 11 paid holiday opportunities

  • Adoption assistance

  • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

EEO is the Law

U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. Applicants can learn more about the company’s status as an equal opportunity employer by viewing the federal KNOW YOUR RIGHTS EEO poster.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $170,255.00 - $200,300.00 - $220,330.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Job postings typically remain open for approximately 20 days of the posting date listed above, however the job posting may be closed earlier should it be determined the position is no longer required due to business need. Job postings in areas with a high volume of applicants, such as customer service, contact center, and Financial Crimes investigations, remain open for approximately 5 days of the posting listed date.