Credit Risk Officer - Commercial Real Estate
UBS
Credit Risk Officer – Commercial Real Estate
United States - New York, United States - North Carolina
Risk
Group Functions
Your role
Are you naturally curious and ambitious? Do you have sharp analytic skills? We’re looking for someone like that who can:
– prepare transaction memos to support the Commercial Real Estate Center of Excellence decisions and approvals across asset classes
– hold delegated personal authority (within established risk-based limits) to approve new positions or to make recommendations to higher authority levels within Credit. The candidate will be expected to interact with the business units in relation to transactions to ensure the risk fit UBS's ultimate appetite in the sector
– prepare, as well as review and approve, written counterparty annual reviews/transactional credit proposals drawing conclusions relating to credit assessment, risk appetite, exposure drivers and business prospects
– ensure all regulatory requests, audit items and operational risk issues are dealt with in a disciplined, timely and efficient manner
– perform ad hoc credit risk analysis and participate in portfolio reviews to identify risk developments or concentrations
Detailed salary information:
• New York: the salary range for this role is $140000 to $188000
• Raleigh: the salary range for this role is $120000 to $160000
The expected salary range(s) for this role as of the date of this posting is/are based on factors including, but not limited to, experience, qualifications, education, location and skill level. This role may also be eligible for discretionary incentive compensation. For benefits information, please visit ubs.com/usbenefits.
Job Reference #
330202BR
City
New York, Raleigh
Job Type
Full Time
Your team
You’ll be working in the Commercial Lending Credit Risk Control team in New York aligned with the Investment Bank. This role is responsible for the credit assessment, monitoring, control and transaction decision approval of UBS's counterparties, which primarily encompass commercial real estate. You will serve as a Credit Officer focusing on quantitative risk assessment of transactions and counterparty credit analysis.
Your expertise
You have:
– a Bachelor's degree or international equivalent, preferably in accounting, finance, economics or mathematics and a MBA/CFA preferred
- ideally 6-10 years of experience and demonstrated expertise in a similar position in commercial real estate. – established quantitative risk analysis skills employed in a credit risk, market risk or trading environment
– excellent communication skills - the ability to communicate directly and professionally with clients and internal stakeholders is of critical importance to the role
You are:
– a team player with strong interpersonal skills to establish trustworthy relationships with internal peers, business, and senior management
About us
UBS is the world’s largest and the only truly global wealth manager. We operate through four business divisions: Global Wealth Management, Personal & Corporate Banking, Asset Management and the Investment Bank. Our global reach and the breadth of our expertise set us apart from our competitors.
We have a presence in all major financial centers in more than 50 countries.
Salary information
US Only: The expected salary range for this role is $120000 to $188000 based on factors including, but not limited to, experience, qualifications, education, location and skill level. Please see «Your role» section for detailed salary information.
Join us
At UBS, we know that it's our people, with their diverse skills, experiences and backgrounds, who drive our ongoing success. We’re dedicated to our craft and passionate about putting our people first, with new challenges, a supportive team, opportunities to grow and flexible working options when possible. Our inclusive culture brings out the best in our employees, wherever they are on their career journey. And we use artificial intelligence (AI) to work smarter and more efficiently. We also recognize that great work is never done alone. That’s why collaboration is at the heart of everything we do. Because together, we’re more than ourselves.
We’re committed to disability inclusion and if you need reasonable accommodation/adjustments throughout our recruitment process, you can always contact us.
Disclaimer / Policy statements
UBS is an Equal Opportunity Employer. We respect and seek to empower each individual and support the diverse cultures, perspectives, skills and experiences within our workforce.