Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by diversity and inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health equity on a global scale. Join us to start Caring. Connecting. Growing together.

Optum Bank is seeking a qualified and experienced professional to join our growing organization as a Team Lead in Credit Operations | Loan Accounting. The Team Lead will be responsible for overseeing a team of loan accountants/analysts, ensuring accurate and timely processing of loan transactions (funding, modifications, charge-offs, payments, adjustments, etc.), maintaining compliance with regulatory requirements, and driving continuous improvements in loan accounting processes through AI/automation. The successful candidate will have a strong background in loan accounting, excellent leadership skills, proficiency in establishing a new division, implementation/creation of new processes, enhance creativity and inventiveness, and a keen eye for detail.

You’ll enjoy the flexibility to work remotely * from anywhere within the U.S. as you take on some tough challenges.

Primary Responsibilities:

• Lead and manage a team of loan accountants/analysts, providing guidance, training, and support as needed
• Oversee the day-to-day operations of the loan accounting team, ensuring that loan transactions are processed accurately and in a timely manner
• Oversee the process flow to guarantee timely funding of all loans assigned to the loan accounting team
• Collaborate with internal stakeholders, such as Compliance, Risk Management, and Finance departments, to ensure compliance with regulatory requirements and internal policies
• Develop and implement policies and procedures to improve efficiency and accuracy in loan accounting processes
• Perform regular reviews of loan accounting transactions to identify discrepancies or errors and take corrective actions as needed
• Perform periodic review of loan system data integrity, review of critical coding (LTV, Risk Codes, Collateral Codes, Credit line codes etc.)
• Performs periodic system maintenance to global rate indexes
• Prepare reports and analysis on loan accounting activities for management review
• Participate in audits and regulatory examinations related to loan accounting processes
• Keep abreast of industry trends and best practices in loan accounting to recommend and implement process improvements
• Spearhead/assign new projects to incorporate innovation and minimize risk through compliance and accuracy
• Provide requirements while leading testing and implementation for new/current systems to enhance productivity and timeliness
• Other duties as assigned
  

You’ll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.

Required Qualifications:

• 5+ years of experience in loan accounting
• 2+ years in a supervisory or team lead role
• 2+ years of experience working in banking or another financial institution
• In-depth knowledge of loan accounting principles, practices, and regulations
• Solid analytical skills and attention to detail
• Excellent written and verbal communication and interpersonal skills
• Ability to lead and motivate a team in a fast-paced and dynamic environment
• Proficiency in Microsoft Office Suite and other accounting software
• Experience with loan and lease documentation, including UCC filings
• Growth mindset with the ability to build out new departments and processes

Preferred Qualifications:

• Knowledge of the necessary documentation and procedures to secure and perfect the bank’s collateral
• Healthcare Industry experience
• Experience of Commercial & Consumer Loan Operations
• Knowledge of standard commercial loan and lease documentation requirements for various commercial loan types (Real Estate, SBA, and Asset Based loans)
• Familiarity with Commercial & Consumer lending regulatory and compliance components
• Experience with SQL or Power BI

*All employees working remotely will be required to adhere to UnitedHealth Group’s Telecommuter Policy

California, Colorado, Connecticut, Hawaii, Nevada, New Jersey, New York, Rhode Island, Washington, or Washington, D.C. Residents Only: The salary range for this role is $88,000 to $173,200 annually. Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. UnitedHealth Group complies with al minimum wage laws as applicable. In addition to your salary, UnitedHealth Group offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with UnitedHealth Group, you’ll find a far-reaching choice of benefits and incentives.

Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants.

At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone–of every race, gender, sexuality, age, location and income–deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes — an enterprise priority reflected in our mission.

Diversity creates a healthier atmosphere: UnitedHealth Group is an Equal Employment Opportunity/Affirmative Action employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law.

UnitedHealth Group is a drug – free workplace. Candidates are required to pass a drug test before beginning employment.