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Credit Portfolio Associate - Franchise Finance

Wells Fargo

Wells Fargo

Accounting & Finance
Carlsbad, CA, USA
Posted on Monday, June 10, 2024

At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyone feels valued and inspired. Help us build a better Wells Fargo.

It all begins with outstanding talent. It all begins with you.

About this role:

Wells Fargo is seeking a Portfolio Associate to join the Franchise Finance team. Franchise Finance specializes in providing financing for multi-unit branded restaurant, convenience store and hotel operations that have a regional or national presence.

The Portfolio Associate’s duties will include providing transaction support for new business origination and ongoing portfolio management, partnering with members of the business development and portfolio management teams.

In this role, you will:

  • Leverage strong communication skills, collaboration, adaptability and attention to detail to thrive in a dynamic environment.
  • Provide support by conducting research and analysis regarding credit performance, potential or emerging risks, and business conformity with risk appetite, credit culture, and policies
  • Review basic or tactical issues, credit policies or procedures, complex credit reports, and findings and insights to recommend appropriate risk mitigation strategies to management
  • Receive direction from supervisors, and exercise independent judgment while developing understanding of credit function, analytical tools, policies, procedures, or compliance requirements
  • Collaborate and consult with managers, functional colleagues, and stakeholders, including internal or external customers

Required Qualifications:

  • 6+ months of Credit Portfolio Consulting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

  • A BS/BA degree or higher in accounting, finance, or economics
  • Strong analytical skills with high attention to detail and accuracy
  • Commercial loan experience
  • Ability to execute in a fast paced, high demand, environment while balancing multiple priorities
  • Excellent verbal, written and interpersonal communication skills
  • Advanced Excel experience
  • Ability to take initiative and work independently with minimal supervision in a structured environment

Pay Range

$60,800.00 - $108,200.00


Wells Fargo provides all eligible full- and part-time employees with a comprehensive set of benefits designed to protect their physical and financial health and to help them make the most of their financial future. Visit Benefits - Wells Fargo Careers for an overview of the following benefit plans and programs offered to employees.

  • 401(k) Plan
  • Paid Time Off
  • Parental Leave
  • Critical Caregiving Leave
  • Discounts and Savings
  • Health Benefits
  • Commuter Benefits
  • Tuition Reimbursement
  • Scholarships for dependent children
  • Adoption Reimbursement

Posting End Date:

30 Jun 2024

*Job posting may come down early due to volume of applicants.

We Value Diversity

At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.