The Technology Banking Group (TBG) is a Specialized Industries (SI) banking team focused on providing banking services to technology companies. Clients generally have venture capital (VC) investors or were formerly backed by VC investors. The group focuses on companies from early stage (less than $25 million in equity raised and minimal revenues) to mid-corporate (greater than $100 million in revenue through $2 billion + in revenue). Companies may be private or public and are characterized by rapid growth.

SI - TBG is seeking a Lead Portfolio Manager to help support our growing franchise. This position is responsible for credit portfolio management to meet the long-term financial objectives and risk tolerance for commercial banking clients. The Lead Portfolio Manager as a key member of a client’s deal team.

In this role, you will:

• Actively manage, maintain, and grow a loan portfolio, with responsibilities including underwriting, origination, documentation and on-going monitoring; all in adherence with applicable credit policies, procedures and compliance requirements
• Work with clients and prospects to understand complex credit needs and represent the bank in developing and maintaining client relationships
• Provide recommendations and write credit reports based on analysis of historical and projected financial performance, assessment of key risks and mitigants, management strength, industry and regulatory trends and structural considerations
• Identify opportunities for process improvements within the scope of responsibilities or functional area
• Collaborate and consult with relationship managers, senior management, internal partners, and external partners
• Train and mentor analysts and junior portfolio managers
• Independently lead or resolve complex initiatives and guide the team to meet deliverables while leveraging a solid understanding of relevant policies, procedures, and compliance requirements

Required Qualifications:

• 5+ years of Commercial, Corporate or Investment Banking experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Complex C&I or Specialized Industries credit underwriting experience
• Understands commercial banking segments, technology, venture capital and risks for companies within the Technology industry, including pre-profit VC-backed companies
• Experience negotiating credit agreement terms including deal size, price, covenants, and collateral requirements
• Knowledge and understanding of commercial and specialty group banking products and services
• Strong understanding of commercial banking credit policies, loan servicing, risk management, and group underwriting requirements
• Experience working in nCino
• Advanced Microsoft Office (Word, Excel, and Outlook) skills
• Strong analytical skills with high attention to detail and accuracy
• Excellent verbal, written, and interpersonal communication skills
• Effective organizational, multi-tasking, and prioritizing skills

• BS/BA degree or higher (preferably major in Finance/Accounting)

Job Expectations:

• Ability to travel up to 5% of the time
• Ability to work a hybrid work schedule with 4 days in the office and 1 remote