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Lead Software Engineer - Asset-Based Lending (ABL)

Wells Fargo

Wells Fargo

Software Engineering
Charlotte, NC, USA
Posted on Jul 1, 2025

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About this role:


Wells Fargo is seeking a Lead Software Engineer within Commercial and Corporate & Investment Banking Technology (CCIBT) as part of the Commercial Lending and Credit Finance Services (CLCFS) Technology team. As a Lead Software Engineer, you will lead the design and development of complex, enterprise-grade technology solutions tailored to the Asset-Based Lending (ABL) product line and play a pivotal role in modernizing and enhancing ABL platforms that support loan origination, collateral monitoring, borrowing base calculations, and risk management.

In this role, you will:

  • Lead end-to-end engineering efforts for ABL-specific initiatives, including collateral tracking systems, borrowing base automation, and ABL loan servicing platforms

  • Develop and enforce engineering best practices and design standards for scalable, secure, and high-performance ABL applications

  • Collaborate with ABL product owners, underwriters, and operations teams to translate business requirements into technical solutions

  • Design, code, test, and deploy full-stack applications that support ABL workflows such as field exam data ingestion, collateral valuation, and advance rate calculations

  • Analyze and optimize complex SQL queries and stored procedures used in ABL reporting and compliance

  • Integrate with third-party systems for collateral feeds, financial statement analysis, and risk scoring

  • Mentor junior engineers and lead agile teams through sprint planning, code reviews, and delivery milestones

Required Qualifications:

  • 5+ years of Software Engineering experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

  • 5+ years of hands-on experience with C#.NET or VB.NET, and SQL Server in a financial services environment

  • 5+ years of experience building or supporting applications for Asset-Based Lending (e.g., collateral management, borrowing base, ABL loan lifecycle)

  • 5+ years of experience with GitHub, CI/CD pipelines, and secure SDLC practices

Preferred Qualifications:

  • 5+ years of experience with JavaScript frameworks (React, Angular, Ext JS, etc.)

  • 4+ years of experience with SSIS, .NET Core, and cloud-native development

  • Deep understanding of ABL business processes, including collateral eligibility, advance rate modeling, and ABL loan structures

  • Strong experience with SQL performance tuning, data modeling, and reporting for ABL portfolios

  • Familiarity with field exam systems, ABL compliance tools, and risk monitoring dashboards

  • Strong communication skills to collaborate with cross-functional teams including ABL credit officers, risk analysts, and operations

  • Ability to work independently and lead initiatives in a structured, fast-paced environment

Job Expectations:

  • Willingness to work onsite at the posted location

  • Relocation assistance is not available

Posting Locations:

  • 300 S Brevard St., Charlotte, NC 28202

Posting End Date:

27 Jul 2025

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.