About this role:

This position is part of the CAnDO Reporting team, which supports a broad range of unsecured Consumer Lending products—including Cards, Co-Brand Cards, Retail Services, Personal Loans, Flex, Small Business, Auto, Home Lending, and Merchant Services.

We are seeking a Senior Risk Analytics Consultant (Senior Assistant Vice President) with at least 4+ years of experience in automating data sourcing, sampling, loading, and reporting processes to support risk analytics. This is an individual contributor role focused on delivering data-driven insights and analytical solutions for high-priority business initiatives.

In this role, you will:

• Lead or participate in moderately complex initiatives, and delivering insight and decision strategies within analytics and reporting, and contribute to large-scale planning related to Risk Analytics

• Review and analyze moderately complex data aggregation, forecasting, reporting, and programming models

• Be responsible for process production, data reconciliation, and model documentation in alignment with policy governance

• Resolve data, production, business modeling, and lead team to meet Risk Analytics deliverables while leveraging solid understanding of risk reporting policies, modeling strategies, procedures, regulatory requests, and compliance requirements

• Collaborate and consult with peers, experienced managers, compliance, and technology to resolve modeling, forecasting, and production issues, and achieve analytic and reporting goals

• Lead projects, teams, and mentor less experienced staff

• Partner with cross enterprise risk analysts in development of common modeling strategies

Required Qualifications:

• 4+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Strong knowledge on Unsecured Consumer lending products - Cards, Co-Brand, Retail and Personal loans.

• Good knowledge of Acquisitions, Account management and Collections functions on Unsecured Lending products.

• Good understanding of Autosys automation tool, coordinate with execution team for setting up or updating the Job schedules

• Monitor Job schedule in automation tool, perform route cause analysis and fix the Job failures within given SLA’s

AI-Driven Solutioning & Automation

• Proven ability to develop and implement AI-based automation to enhance data accuracy and reduce manual effort across reporting and risk analytics workflows.

• Experience leveraging Generative AI to extract actionable insights, automate report generation, and support strategic decision-making in risk analytics.

Executive-Level Reporting & Presentation

• Demonstrated success in creating executive-level dashboards, analytics, and reports using advanced visualization tools.

• Strong presentation and communication skills, with the ability to translate complex findings into strategic imperatives for senior stakeholders.

Collaboration & Stakeholder Engagement

• Builds and maintains trust-based relationships with staff, business partners, and stakeholders.

• Effective in team environments and across organizational levels, showing flexibility, collaboration, and adaptability.

• Skilled in negotiation and coordination, contributing to strategic decisions and managing multiple stakeholder inputs.

Domain Knowledge & Business Acumen

• Understanding credit card lending practices, policies, and procedures, with the ability to quickly learn business aspects and prioritize across projects.

Analytical & Problem-Solving Skills

• Outstanding analytical capabilities with a track record of turning insights into strategic actions.

Job Expectations:

• Develop and maintain automated reporting pipelines and dashboards.

• Optimize and audit reports for accuracy, performance, and user experience.

• Translate complex datasets into meaningful visualizations using SAS, SQL, Tableau, Viya, Power BI, or ThoughtSpot.

• Continuously improve reporting capabilities by adopting new visualization features and best practices.

• Identify trends, patterns, and insights from complex datasets to provide actionable recommendations.

• Recommend improvements to performance, processes, and risk mitigation strategies.

• Monitor and maintain reporting systems for accuracy and efficiency.

• Perform root-cause analysis on data discrepancies and inconsistencies.

• Encourage automation and streamlining using GenAI.

• Understand and work with SOR systems and data flow architecture populating risk DataMarts.

• Collect and combine structured and unstructured data from various sources.

• Ensure adherence to data governance, compliance, and legal regulations.

• Apply knowledge of unsecured Consumer Lending Products

• Leverage expertise in Acquisition, Account Management, Collections, and Loss Forecasting models.

• Collaborate with cross-functional teams in the U.S. and India to gather requirements and deliver insights.

• Work with credit/product groups and external vendors to manage new account decisions.

• Strategically consult with peers and managers to resolve issues and achieve goals.

• Partner with U.S. stakeholders to understand business needs and deliver solutions.

• Support report redesign, KPI automation, and integration of advanced tools.

• Prioritize work effectively, manage multiple projects, and meet deadlines independently.

• Experience in Risk Analytics, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Posting End Date:

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.