Corporate & Investment Bank (CIB) delivers a comprehensive suite of banking, capital markets and advisory solutions, including a full complement of sales, trading and research capabilities, to corporate, government and institutional clients. We focus on our clients' overall financial needs, with consideration and respect for their total relationship with Wells Fargo.

Markets provides solutions to clients with the means to manage their exposure through various derivatives, lending and cash products across Structured Products Group, Macro, Equities, Municipal Products Group, Credit Sales & Trading.

About this role:

Wells Fargo is seeking an Analyst to join the Corporate Credit Team (CCT) within CDF in Wells Fargo Structured Products (SPG).

Corporate Debt Finance provides capital to asset managers and other non-bank financial institutions through structured credit facilities and collateralized loan obligations. The Corporate Credit Team consists of leveraged loan professionals who are responsible for client due diligence, independent credit underwriting, direct lending market research, and ongoing portfolio surveillance of leveraged loan investments and related leverage facilities that support financing extended to CDF’s clients.

This role is well-suited for candidates seeking meaningful underwriting responsibility across a diverse portfolio of loans and industries, exposure to senior decision-makers, and a strong foundation in direct lending and structured credit.

In this role, you will:

• Credit Analysis & Surveillance of Leveraged Loans:

  • Perform fundamental credit analysis of leveraged loan issuers, including business risk, financial risk, capital structure, and downside scenarios

  • Review borrower financial statements, operating performance, and transactions (primary market activities, amendments) to support credit underwriting and ongoing surveillance

  • Review performance trends of collateral at both the individual loan and portfolio level

  • Develop independent credit opinions with respect to underlying loan collateral and present findings to senior team members and credit office

• Credit Facility Underwriting & Approval Support:

  • Support senior team members in the underwriting, structuring, and approval of leverage facilities, including CLO warehouse and other structured credit facilities

  • Prepare and contribute to credit memoranda and approval materials supporting new facilities, amendments, renewals, and other approval actions

  • Assist in client due diligence process through preparation of meeting materials and active participation in client discussions

  • Evaluate eligibility, advance rates, concentration limits, and other structural features of leverage facilities in connection with underwriting decisions

  • Liaise with clients and internal partners (e.g., Capital Markets, Legal, Operations) throughout the underwriting and approval process

  • Present credit analysis and recommendations to senior team members and credit officers

• Market Intelligence, Data Management & Reporting:

  • Derive and share market updates from various sources (clients, news, professional networks); cultivate a strong understanding of the Direct Lending landscape – the players, roles, risks, opportunities – and speak to market dynamics with audiences internal and external

  • Maintain and enhance the team’s database used for credit monitoring, risk management, and internal reporting

  • Monitor direct lending and leveraged loan market activity to support underwriting views and portfolio surveillance

  • Contribute to process improvement, reporting automation, and data quality initiatives across the platform

Required Qualifications:

• 6+ months of Investment Banking experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Completion of, or current enrollment in, a formal corporate credit training program (e.g., internal bank programs or third-party credit training)

• Strong Excel skills for data analysis and reporting; experience with automation or data tools such as Databases, VBA, Power Query, Power BI, Alteryx, or similar is a plus

• Strong technical and analytical skills, including cash flow analysis, leverage and coverage metrics, and capital structure analysis

• Working knowledge of leveraged loan markets, direct lending, and structured credit products

• Excellent verbal, written, and interpersonal communication skills, with the ability to clearly articulate credit views in written memoranda and discussions with senior stakeholders

• Effective organizational, multi-tasking, and prioritization skills with a strong attention to detail

• Solid problem-solving skills and sound credit judgment, with the ability to operate with increasing independence over time

• Ability to work effectively both collaboratively and independently in a fast-paced, deal- and deadline-driven environment

• A BS/BA degree or higher in business administration, economics, finance, or a related field

Job Expectations:

• Ability to travel up to 10% of the time

• Ability to work in Charlotte, NC

Posting End Date:

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

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Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

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b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.