About this role:

Wells Fargo is seeking an experienced Senior Product Manager to lead the strategy, roadmap, and delivery of a Risk Rating application supporting credit risk assessment and decisioning. This role will be responsible for defining and evolving risk rating capabilities, ensuring alignment with credit policy, regulatory expectations, and business objectives.

The ideal candidate brings strong credit risk domain expertise, including borrower quality and collateral ratings, a proven product management background, and hands‑on experience applying Generative AI (GenAI) to enhance risk analysis, automation, explainability, and user productivity within a highly governed environment.

In this role, you will:

• Lead or participate in product management initiatives and deliverables for product lines or services
• Contribute to product analysis across applicable markets, conduct market research and market results-oriented analysis
• Review and analyze marketing programs for new products or enhancements including identification of market segments, product positioning, product bundling, pricing and profitability
• Resolve moderately complex issues and lead team to meet project goals, objectives and deliverables
• Ensure programs adhere to compliance, privacy regulations and policies
• Collaborate and consult with managers, analysts and project teams to ensure that goals are achieved
• Lead projects, teams or serve as a mentor

Required Qualifications:

• 4+ years of Product Management experience, product development experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• 4+ years of Product Management experience.
• Strong knowledge of credit risk rating frameworks, including borrower quality and collateral assessment.
• Experience delivering products using agile methodologies with cross‑functional teams.
• Excellent communication and stakeholder management skills.
• Strong problem‑solving capabilities.
• Experience with risk rating, underwriting, credit decisioning, or loan origination platforms.
• Familiarity with AI/ML governance, model risk management, and regulatory expectations related to AI.
• Experience working in regulated financial services environments.
• Knowledge of workflow orchestration and decisioning engines.
• Ability to balance strategic vision with hands‑on execution.

Job Expectations:

• Own the product vision, roadmap, and lifecycle for the Risk Rating application and related capabilities.
• Define measurable product outcomes aligned to business performance, risk management objectives, and regulatory expectations.
• Identify opportunities to improve risk accuracy, transparency, efficiency, and scalability through technology and AI‑driven solutions.
• Partners with risk rating methodology, Gen AI, and technology teams to ensure risk rating methodologies are accurately represented in the application.
• Demonstrate deep understanding of borrower quality assessments, including financial strength, management quality, industry risk, and operating performance.
• Own and manage the product backlog, including epics, features, and high‑quality user stories with clear acceptance criteria documented in JIRA.
• Lead backlog refinement, prioritization, and planning to maximize business and risk value.
• Work closely with engineering, QA, and business partners to drive iterative delivery using agile methodologies.
• Participate actively in sprint planning, reviews, retrospectives, and release planning.
• Serve as the primary product contact for stakeholders across risk, business, technology, compliance, and operations.
• Clearly communicate product direction, priorities, dependencies, and trade‑offs to senior leadership.

Posting End Date:

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.