About this role:

Wells Fargo is seeking a Business Accountability Specialist to join the Consumer Banking & Lending BSA/AML Operations team. The CBL BSA/AML Operations team provides front‑line risk management execution and operational oversight in support of all Consumer Lending business lines.

This role will directly support the BSA/AML and Sanctions Program within Consumer Lending products by executing day‑to‑day operational activities that ensure regulatory and policy requirements are consistently met. The role is focused on coordinating, tracking, and maintaining key program activities that support sanctions and financial crimes governance across Consumer Lending. The Business Accountability Specialist will partner with Consumer Banking & Lending stakeholders, subject matter experts (SMEs), Responsibilities include managing operational workflows, monitoring and documenting program activities, coordinating responses, ensuring timely completion of required actions, and supporting governance routines and control execution.

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In this role, you will:

• Participate in research, assessment, and documentation of matters relating to the business’ policy and regulatory adherence, risk mitigation, or control efforts; identify patterns and trends and looks for opportunities for procedural or control improvements within area of focus
• Conduct assessments and analysis of basic business or operational outcomes, systems of record, technical assignments, documentation, procedures, or challenges that require research, evaluation, and selection of alternatives; exercise independent judgment to guide completion of medium risk deliverables
• Present concise and well-articulated findings and recommendations, including rationale, to facilitate resolution of identified matters; exercise independent judgment while developing expertise in the risk mitigation or control activities of the business
• Engage in additional research and studies to enhance regulatory knowledge
• Collaborate and consult with colleagues, internal partners, and other business stakeholders to provide feedback, credibly challenge issues, and calibrate, as needed, to ensure alignment, consistency, and accuracy across groups
• Participate in cross-organizational or internal operational initiatives and improvement efforts

Required Qualifications:

• 2+ years of risk management, business controls, quality assurance, business operations, compliance, or process experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Experience with Sanctions Screening Operations Experience
• Working knowledge of the Consumer Lending (CSBB, Auto, Home Lending, Personal Lines & Loans, Merchant Services) products
• 1 + years of experience in financial crimes risks and proven ability to develop best practices
• Experience in financial crimes compliance, fraud, risk management, auditing, or a related job function
• Ability to take initiative and work independently with minimal supervision in a structured environment
• Excellent verbal, written, and interpersonal communication skills
• Strong analytical skills with high attention to detail and accuracy
• Ability to engage, influence, and collaborate with a wide range of stakeholders to deliver results
• Ability to draft and present to senior management in a clear and concise manner in written and oral form
• Ability to exercise sound judgment, demonstrate professionalism, and proactively escalate issues along with recommendations for successful resolution
• Effective organizational skills with the ability to manage multiple and sometimes competing priorities
• Experience identifying and driving process improvements in a complex banking environment
• Experience working with the Bank's compliance and operational policies and procedures, and with corporate Operational Risk Platform tools such as SHRP
• Professional certifications or knowledge of such as BSA/AML Credentials, CAMS,
• Advanced Microsoft Office skills

Job Expectations:

• This position offers a hybrid work schedule.

This position is not eligible for Visa sponsorship.

Relocation assistance is not available for this position.

Job Expectations:

• This position offers a hybrid work schedule.

This position is not eligible for Visa sponsorship.

Relocation assistance is not available for this position.

Posting Locations:

• 600 S 4th St - Minneapolis, Minnesota 55415
• 11601 N Black Canyon Hwy - Phoenix, Arizona 85029
• 401 S Tryon St - Charlotte, North Carolina 28202
• 550 S Tryon St - Charlotte, North Carolina 28202

Required locations listed above.

Salary range is determined by location of the job. May be considered for a discretionary bonus.

Pay Range

Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities.

Posting End Date:

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.